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Rent-to-Own Stores in Kentucky

131 stores · 60 cities

There are 131 rent-to-own stores in Kentucky across 60 cities. Major rent-to-own companies operating in Kentucky include Rent-A-Center, Aaron's, American Rental, Rent 2 Own, Rent One, and 11 others. The cities with the most rent-to-own stores are Louisville (11 stores), Ashland (5 stores), Bowling Green (5 stores). Rent-to-own stores in Kentucky offer furniture, appliances, electronics, computers, mattresses, smartphones, and more with flexible weekly or monthly payments and no traditional credit check required. Use the VRTO (Virtual Rent To Own) directory below to compare stores, check hours, and find rent-to-own options near you.

Companies

Rent-to-Own Companies in Kentucky

16 companies operating 131 store locations. Open a company to see all of its Kentucky locations.

All 60 Cities with Rent-to-Own Stores in Kentucky

Jump to a city to compare stores, hours, and ratings on a map.

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Kentucky Metro Areas

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Rent-to-Own Laws in Kentucky

Kentucky has a specific rent-to-own statute, Kentucky Rental-Purchase Agreement Act. Understanding your rights before visiting a store helps you negotiate better terms.

Rent-to-Own Regulations

Rent-to-own is legal in this state
Kentucky Rental-Purchase Agreement Act Ky. Rev. Stat. §§ 367.976 to 367.985
Early buyout rights required Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.
Repossession rules Written notice of default required. Must allow at least 3 days cure period before repossession. No force or threats permitted.
Disclosure requirements Must disclose total number and amount of payments, total cost of the agreement, cash price, payment schedule, and the right to purchase early.

Last updated: December 1, 2025

Source: State Legislature / Attorney General

Rent-to-own in Kentucky, answered

There are 131 rent-to-own store locations across 60 cities in Kentucky. This includes stores from Rent-A-Center, Aaron's, American Rental, Rent 2 Own, Rent One and 11 other companies.

The cities with the most rent-to-own stores in Kentucky are Louisville (11 stores), Ashland (5 stores), Bowling Green (5 stores), Lexington (5 stores), Florence (4 stores).

Rent-to-own stores in Kentucky offer furniture, appliances, electronics, computers, smartphones, mattresses, jewelry, and tires. Product availability varies by store and location, so use the category links above to browse by product type.

Most rent-to-own stores in Kentucky do not require a traditional credit check. Approval is typically based on income verification and a valid ID. Contact stores directly to confirm their specific requirements.

Location counts and listing details may change. Always confirm important details with the retailer before you visit.

Find a store near you in Kentucky

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