3545 Frederica St
Owensboro, KY 42301
Rent to Own Stores in Owensboro, KY
Owensboro, KY has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Arona, Rent One, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.
3
RTO Stores
3
Companies
4.2 ★
Avg Rating
470
Reviews
Compare 3 rent-to-own stores in Owensboro
See ratings, products, and contact info side by side.
Companies
Arona
Verified
4748 Frederica Street
Owensboro, KY 42301
furniture
appliances
electronics
computers
mattresses
+4 more
2865 W Parrish Ave
Owensboro, KY 42301
furniture
appliances
electronics
computers
mattresses
+4 more
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Companies
Compare Rent-to-Own Stores in Owensboro, KY
Side-by-side comparison to help you choose the right store for your needs.
| Store | Rating | Location | Phone | |
|---|---|---|---|---|
| Rent One | 4.3 272 reviews | 3545 Frederica St | (270) 683-7368 | Visit Website |
| Arona | 4.2 113 reviews | 4748 Frederica Street | (270) 683-8300 | Visit Website |
| Rent-A-Center | 4.0 85 reviews | 2865 W Parrish Ave | (270) 926-3333 | Visit Website |
What Customers Are Saying
Recent reviews from rent-to-own stores in Owensboro.
I simply cannot recommend Rent One in Owensboro, KY (Frederica Street) highly enough! From the moment I walked in, I was greeted with such genuine warmth and professionalism that it immediately set this company apart. This isn't just a place to rent items; it's a team that genuinely cares about its customers and goes above and beyond to ensure a truly enlightening and stress-free experience. A special and enthusiastic shout-out must go to Allie and Jerry. Allie is an absolute ray of sunshine! Her positive energy is infectious, and she possesses an incredible depth of knowledge about the products and the rental process. She took the time to patiently answer all my questions, ensuring I felt completely confident and informed about my selection. Her dedication to customer happiness is truly inspiring. Jerry is the definition of professional excellence. He ensured the entire process was seamless, efficient, and transparent. His attention to detail and commitment to making sure everything was perfect speaks volumes about the high standards of the Owensboro team. He made the logistics feel effortless! Thanks to the outstanding efforts of Allie, Jerry, and the entire staff, my experience was five-star in every single aspect. They truly operate with integrity and a focus on community. If you are looking for a rental company where you are treated like family and the service is truly top-tier, look no further than Rent One in Owensboro. You will leave feeling encouraged, enlightened, and incredibly satisfied!
Matthew Farinas
They was able to deliver my couch a couple hours earlier before the time that we had scheduled. I was super excited about that. They did call and ask if it was OK to drop it off a little earlier than we expected. They handled the sectional with care they was fast Easy to talk to. This was a very easy process.
Kayla Mcelyea
Great experience! Both the ladies that helped were very nice and professional. They went above and beyond to get me what I was looking for. They were patient and kind. They did a very good job and were very helpful.
Kimberly Whitaker
The workers are very nice I really like Allie not sure if I spelled her name right
Kim Renfrow
Friendly environment. The I have anything when it comes to home furniture and what you would need to get started.
S. Valo (Valo -DiverseStudioLLC)
I absolutely love Arona and the people who work at the Owensboro, KY location! Every room in my house is furnished with Arona products and I'm extremely happy with every purchase that I have made so far.
Rhonda Bratcher
Reviews from Google
What to Bring When Visiting a Rent-to-Own Store
Most stores in Owensboro will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
No credit check required at most stores.
Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.
Shopping for Rent-to-Own in Owensboro
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Owensboro.
Compare Stores Side by Side
Use the comparison table above to see all 3 stores rated by customers, with products and contact info in one view.
Ask About Early Purchase Options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check Store Hours Before You Go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read Reviews from Other Customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate Your Total Cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know Your Rights
Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Data Accuracy Notice
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
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Frequently Asked Questions About Rent-to-Own in Owensboro
Owensboro, KY has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Arona, Rent One, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Owensboro do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Owensboro offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Kentucky requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Kentucky regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Kentucky are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.