VRTO

Disclaimer

Last updated: March 15, 2026

The following disclaimers apply to all content and services provided by VRTO through the website vrto.com (the "Site"). Please read these disclaimers carefully before using our Site. By accessing or using our Site, you acknowledge that you have read and understood these disclaimers.

1. No Affiliation with Brands or Stores

VRTO is an independently owned and operated directory service. We are not affiliated with, endorsed by, sponsored by, or connected to any rent-to-own company, brand, franchise, or retail chain, including but not limited to:

  • Aaron's
  • Rent-A-Center
  • Buddy's Home Furnishings
  • FlexShopper
  • Rent-2-Own
  • Bestway Rent to Own
  • ColorTyme

All brand names, trade names, trademarks, service marks, and logos mentioned on this Site are the property of their respective owners. Their inclusion in our directory is solely for the purpose of identifying stores and providing useful information to consumers. The use of any brand name or trademark does not imply any affiliation, endorsement, approval, or sponsorship by the trademark owner.

VRTO is not a franchise, licensee, agent, representative, or authorized dealer of any rent-to-own company. We operate as an independent third-party directory, and our listing of any store should not be interpreted as any form of business relationship between VRTO and that store or its parent company.

2. Information Accuracy and Completeness

VRTO strives to provide accurate and up-to-date information about rent-to-own stores across the United States. However, the information presented on our Site is compiled from publicly available sources, and we cannot guarantee its accuracy, completeness, reliability, or timeliness.

Store information, including but not limited to business names, physical addresses, telephone numbers, hours of operation, product offerings, pricing, and availability, is subject to change at any time without notice to VRTO. Stores may relocate, close permanently or temporarily, change their hours, modify their product lines, or update their contact information at any time.

You should always verify information directly with the store before making any decisions based on information found on our Site. VRTO assumes no responsibility or liability for any loss, inconvenience, or damage resulting from reliance on information provided through our directory.

If you discover inaccurate information in our directory, we encourage you to notify us so that we can update our records. However, we make no guarantees about the speed or completeness of any corrections.

3. Lead Generation Disclosure

VRTO operates in part as a lead generation service for rent-to-own stores. When you submit a quote request, contact form, or any other inquiry through our Site, you acknowledge and agree to the following:

  • Your contact information and inquiry details will be shared with one or more local rent-to-own stores that may be relevant to your request.
  • The store(s) receiving your information may contact you by phone, email, or text message to respond to your inquiry.
  • VRTO may receive compensation from stores or third parties in connection with leads generated through our Site.
  • Once your information is shared with a store, VRTO has no control over how that store handles, stores, or uses your personal information. The store's own privacy policy and practices will apply.
  • Submitting a form on our Site does not obligate you to purchase, lease, or rent any product, nor does it create any contractual obligation between you and any store.

4. No Endorsement of Any Store

The listing of any store in our directory does not constitute an endorsement, recommendation, or guarantee of that store's products, services, pricing, customer service, or business practices. VRTO does not inspect, audit, verify, or evaluate the stores listed in our directory.

We do not recommend any particular store over another. The order in which stores appear in our directory may be based on various factors including geographic proximity, alphabetical order, data availability, or other criteria, and should not be interpreted as a ranking or endorsement.

Customer ratings and reviews, if displayed, are based on publicly available data from third-party sources. VRTO does not independently verify the authenticity or accuracy of any ratings or reviews. You should conduct your own research and due diligence before entering into any rental agreement or business transaction.

5. External Links

Our Site may contain links to external websites, including store websites, brand pages, social media profiles, and other third-party resources. These links are provided for your convenience and informational purposes only.

VRTO does not control, endorse, or assume responsibility for the content, privacy policies, terms of service, or practices of any external website. Clicking on a link to an external site will take you away from our Site, and the external site's own terms and policies will apply. We strongly recommend reviewing the privacy policy and terms of service of any external website you visit.

The inclusion of any link on our Site does not imply any endorsement, sponsorship, or affiliation with the linked site or its operators.

6. Content for Informational Purposes Only

All content on our Site, including but not limited to store listings, blog posts, guides, calculator tools, educational articles, and other materials, is provided for general informational purposes only. This content does not constitute and should not be relied upon as:

  • Financial advice: Our calculator tool and cost comparisons are estimates based on typical industry pricing models. Actual costs vary by store, product, and agreement terms.
  • Legal advice: Information about rent-to-own agreements, consumer rights, and regulations is provided for general awareness only and does not substitute for qualified legal counsel.
  • Professional advice: No content on our Site is a substitute for professional financial, legal, or consumer advice tailored to your specific circumstances.

You should consult with a qualified professional before making any financial decisions, including entering into a rent-to-own agreement. VRTO is not responsible for any decisions you make based on information found on our Site.

7. Limitation of Liability

VRTO, its owners, employees, agents, and affiliates shall not be held liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or related to your use of or inability to use the Site, any information obtained from the Site, or any transactions or interactions with stores listed in our directory.

This limitation applies regardless of the legal theory upon which the claim is based, including negligence, breach of contract, strict liability, or any other theory, and even if VRTO has been advised of the possibility of such damages.

8. Changes to This Disclaimer

VRTO reserves the right to modify this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the updated Disclaimer. We encourage you to review this page periodically for updates.

9. Contact

If you have questions about this Disclaimer or believe any information on our Site is inaccurate, please visit our About page for contact details.