VRTO

Rent-to-Own by Category

Find rent-to-own stores near you by the products you need. Browse furniture, appliances, electronics, computers, mattresses, tires, jewelry, smartphones, and gaming — all with flexible weekly or monthly payments and no credit check required.

Rent to own furniture

Rent to Own Furniture

Rent-to-own furniture stores — living room sets, bedroom suites, dining tables, and more with flexible weekly or monthly payments.

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Rent to own appliances

Rent to Own Appliances

Rent-to-own appliance stores — refrigerators, washers, dryers, dishwashers, and more with free delivery and service included.

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Rent to own electronics

Rent to Own Electronics

Rent-to-own electronics stores — TVs, gaming consoles, sound systems, and home entertainment with no credit check required.

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Rent to own computers

Rent to Own Computers

Rent-to-own computer and laptop stores — desktops, laptops, and accessories for work, school, and gaming.

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Rent to own mattresses

Rent to Own Mattresses

Rent-to-own mattress stores — innerspring, memory foam, hybrid, and adjustable bases with flexible payment plans.

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Rent to own tires & wheels

Rent to Own Tires & Wheels

Rent-to-own tire and wheel stores — new tires, custom wheels, mounting, balancing, and road hazard protection.

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Rent to own jewelry

Rent to Own Jewelry

Rent-to-own jewelry stores — engagement rings, watches, necklaces, and fine jewelry with no credit check required.

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Rent to own smartphones

Rent to Own Smartphones

Rent-to-own smartphone stores — latest iPhones, Samsung Galaxy, and unlocked devices with flexible weekly payments.

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Rent to Own Gaming

Rent-to-own gaming consoles, PCs, and accessories — PlayStation, Xbox, Nintendo Switch, and gaming laptops with flexible weekly payments.

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How Rent-to-Own Product Categories Work

Rent-to-own stores carry products across nine main categories: furniture, appliances, electronics, computers, mattresses, tires and wheels, jewelry, smartphones, and gaming. Each category has different typical lease terms, weekly payment ranges, and early purchase options.

Furniture and appliances make up roughly 60% of all rent-to-own transactions (APRO industry data). Electronics and gaming are the fastest-growing categories, while tires and jewelry serve specialized needs that traditional financing often cannot address.

Most rent-to-own agreements do not require a traditional credit check. Approval is typically based on income verification and a valid ID. You can return items at any time without penalty — rent-to-own is a terminable lease, not a loan or credit purchase.

Category FAQ

Rent-to-own stores typically carry furniture (living room sets, bedroom sets, dining tables), appliances (refrigerators, washers, dryers), electronics (TVs, sound systems), computers and laptops, mattresses, tires and wheels, jewelry, smartphones, and gaming consoles and PCs. Product availability varies by store and location.

Furniture is the most popular rent-to-own category, accounting for approximately 35% of all RTO revenue (APRO industry data). Appliances are second at roughly 25%, driven by essential needs like replacing a broken refrigerator or washer.

Most rent-to-own stores carry the core categories: furniture, appliances, electronics, and computers. Mattresses, gaming, tires, jewelry, and smartphones are also widely available. Large national chains like Aaron's and Rent-A-Center typically carry all major categories.

Costs vary by category and item. Furniture typically runs \$15–\$30 per week for living room or bedroom sets. Appliances range from \$10–\$25 per week. Electronics (TVs) average \$15–\$35 per week. Gaming consoles run \$12–\$20 per week. The total cost over a full agreement is typically 1.5x to 2.5x the retail price, but early purchase options can reduce this significantly.

Find Stores Near You

Search by city or ZIP code to find rent-to-own stores in your area.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.