Skip to main content
New: 1,005 rent-to-own tire locations
VRTO
Rent-to-own furniture

Rent-to-own furniture, near you.

Furnish your apartment today (couch, bed, dining table) and pay weekly. Return anytime if your situation changes.

Rent-to-own furniture is commonly offered through a renewable lease with an option to own. Many retailers use identity, income, residence, payment-history, or other alternative data instead of a traditional credit check. Screening, return conditions, fees, overdue amounts, reporting practices, and early purchase terms vary by retailer and agreement.

Living room Bedroom Dining Office
Free·No sign-up·National directory
Furniture of the kind rent-to-own stores carry
Stores How it works Costs Before you go By state Guides FAQ

Furniture rent-to-own stores near you

Search above for rent-to-own stores that carry furniture near you, or browse stores by state below.

Weekly or monthly
Payments (set by the store)
12-24 months
Typical term
4,408
Stores
50
States + DC

Agreements may use weekly, biweekly, or monthly renewals. Screening, upfront payments, delivery, service, return conditions, fees, overdue amounts, balances, reporting practices, and early purchase terms vary by retailer and agreement. Confirm each term in writing before signing.

Some of the 4,408 stores that carry furniture

A sample of listed locations. Search above or browse by state below to see every store near you, with its hours, phone number, and the date it was last confirmed.

Companies offering rent-to-own furniture

A selection of companies in the VRTO directory whose stores carry furniture. Browse by state below for specific locations, hours, and contact information.

Rent-A-Center (1,906) Aaron's (1,174) Buddy's Home Furnishings (218) Rent One (100) Bestway Rent To Own (85) American Rental (53) Arona (46) Premier (44)

View all companies →

Listings and rankings on VRTO are never paid for. Stores are ordered by distance from the location you enter. How rankings work

Browse types of furniture

Jump straight to the furniture type you need.

Living Room Bedroom Dining Room Home Office
How it works

How rent-to-own furniture works

Agreements may use weekly, biweekly, or monthly renewals. Screening, upfront payments, delivery, service, return conditions, fees, overdue amounts, balances, reporting practices, and early purchase terms vary by retailer and agreement. Confirm each term in writing before signing.

1 Take it home today Pick your furniture and sign a short lease. There is no big upfront cost, and most stores skip the traditional credit check.
2 Pay weekly or monthly Make small payments on a schedule you agree to. Pay it off early and you save (see what it costs, below).
3 Own it, or review the return option Complete the agreement to own the furniture. Many agreements allow returns that end future renewals, but conditions, fees, overdue amounts, and reporting practices vary.

What's specific to furniture

The lease works the same as any category. Furniture just adds a few things worth checking before you choose.

New vs. Pre-Leased Saves Money Pre-leased furniture (previously rented and returned) costs less per week. Reputable stores professionally clean, inspect, and repair all returned furniture before it goes back out on a new lease. Ask to see both new and pre-leased options, and ask what each one's payment and number of payments are.
Delivery, Setup, and Service Included Most rent-to-own furniture agreements include free delivery, setup, and placement. If your rented furniture breaks during normal use, the store repairs or replaces it at no extra cost. Service and maintenance are included for the full term of your lease. This is a core feature of rent-to-own, not an add-on.
Ask About the Early Purchase Option (EPO) Many agreements offer an early purchase option that may reduce the total compared with completing all scheduled payments. Deadlines, prices, fees, and savings vary, so get the exact terms in writing and use our calculator to evaluate the offer.
Review Return and Reinstatement Terms Many agreements allow returns that end future renewals. Return conditions, fees, overdue amounts, reinstatement rights, treatment of prior payments, and reporting practices vary by agreement and state.
What it costs

What rent-to-own furniture really costs.

The figures shown are illustrative ranges, not live quotes. Actual payments, agreement length, total of payments, fees, and return terms vary by retailer and item.

Many agreements offer an early purchase option that may reduce the total. Ask for its deadline, purchase price, and fees in writing before signing.

Estimate your total with the calculator
What it typically costs
Furniture
Typical example
Payment cadence Weekly or monthly
Typical term 12-24 months
Total cost Payment x payments, set by the store
Delivery & service Usually free
Early purchase option (within ~90 days) Terms vary

Figures are typical examples, not quotes or guarantees. The store sets the actual price. Ask for the cash price, weekly payment, number of payments, and total before you sign.

Before you go

Before you rent furniture

A little prep makes the visit quick. Bring the right paperwork, and have these questions ready. A good store will answer every one.

What to bring

A valid photo ID
Proof of income (a recent pay stub or bank statement)
Proof of residence (a utility bill or lease)

What to ask before you sign

The cash price, the weekly payment, the number of payments, and the total.
When is the early-purchase deadline, and how much does it save?
Is delivery, setup, and service included for the full term?
What happens if I need to return it early?
By state

Rent-to-own furniture by state

Rent-to-own laws, pricing, and store availability vary by state. Pick yours to see local furniture stores and the rules where you live.

All 50 states and DC
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Every state links to local furniture stores and state-specific rent-to-own information. Each store record shows the date it was confirmed.

Guides

Furniture guides

Plain-language guides to help you choose well and know what a lease will total.

All guides
Guide

A Smart Guide to Rent-to-Own Bedroom Sets & Furniture Packages

Read guide Guide

What Is Rent-to-Own? The Complete Guide for 2026

Read guide Guide

The Early Purchase Option (EPO): How to Save Money on Rent-to-Own

Read guide Guide

How Rent-to-Own Works With No Credit Check

Read guide

Rent-to-own furniture, answered

The payment and the number of payments are set by each store, and the two multiplied together are the Total cost. Browse the stores above for one near you, and ask it for the payment, the number of payments and the total. Most stores offer an early purchase option (EPO): ask for that deadline and figure before you sign. Use our calculator at vrto.com/calculator once you have a store's numbers.
Many retailers use identity, income, residence, payment-history, or other alternative data instead of a traditional credit check. Screening and approval criteria vary, so ask the retailer before applying.
Many agreements allow returns that end future renewals. Ask the retailer about the return process, fees, overdue amounts, treatment of prior payments, reinstatement rights, and reporting practices.
Rent-to-own stores offer both new and pre-leased (previously rented) furniture. Pre-leased items cost less per week and have been professionally cleaned and inspected before they go back out on a new lease. Ask the store which condition applies to a specific piece before you sign.
Service and maintenance policies vary. Review what the agreement covers, exclusions for damage or misuse, service fees, replacement terms, and who pays for repairs before signing.
Yes. "Lease-to-own" and "rent-to-own" describe the same type of agreement: a renewable lease with an option to own the furniture once payments are complete. Retailers use both terms, so search results and store signage may show either phrase for the same program.
Search by ZIP code or browse by state on VRTO to see rent-to-own furniture stores near you. Availability, in-stock items, and delivery radius vary by location, so confirm current inventory and service area directly with the store before visiting.
Many rent-to-own furniture stores deliver within 24-48 hours of approval, and some same-day for in-stock items. Delivery windows vary by store, location, and item availability, so ask for a specific delivery date when you sign. Our furniture guide covers the full agreement process, from choosing pieces to the early purchase option, in more detail.

Popular rent-to-own furniture

Living room sets, sectional sofas, recliners, bedroom sets (bed frame, dresser, nightstand), dining sets, desks, TV stands, and home office furniture.

Product availability varies by store and location. Search above or browse by state to find stores near you.

Related categories

Mattresses Beds, frames Appliances Washers, fridges Electronics TVs, sound
Confirmed by the store

Who confirms these furniture store records

Each store sets its own terms and is responsible for its own numbers, so the same item can carry different terms from one store to the next. VRTO shows each store's name, address, hours, and rating, with the date it confirmed its details.

Listings and rankings on VRTO are never paid for.

How rankings work
Companies whose stores carry furniture
Rent-A-Center 4.0 1,906 listed locations carrying furniture Confirmed Nov 1, 2026 Aaron's 3.9 1,174 listed locations carrying furniture Confirmed Nov 1, 2026 Buddy's Home Furnishings 4.6 218 listed locations carrying furniture Confirmed Nov 1, 2026 Rent One 4.7 100 listed locations carrying furniture Confirmed Nov 1, 2026

Find your furniture, near you.

Enter your ZIP code to find rent-to-own stores near you that may carry furniture, then confirm availability and terms directly with the retailer.

Free to use·No account needed·All 50 states and DC

VRTO uses cookies. We do not sell your information.

Do Not Sell or Share My Personal Information

Your browser sent a Global Privacy Control signal, so we set your choices to only what's needed.

Do Not Sell or Share My Personal Information

Your cookie choices

Necessary cookies keep the site working and can't be turned off. You choose the rest.

Global Privacy Control is enabled in this browser. Analytics remains off.

Necessary

Keeps you signed into your session, protects forms from abuse, and remembers your state so search results are right. Always on.

Analytics

Tells us which pages help people find a rent-to-own store, so we know what to fix. No ad targeting, no cross-site tracking.

Do Not Sell or Share My Personal Information