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Rent-to-own appliances

Rent-to-own appliances, near you.

Keep milk cold with a fridge today. Get clean clothes with a washer this week. Pay weekly, return anytime.

Rent-to-own appliance programs may provide access to refrigerators, washers, dryers, and dishwashers through renewable payments and an option to own. Many retailers use alternative screening instead of a traditional credit check. Availability, approval criteria, delivery timing, service, returns, fees, and early purchase terms vary by retailer and agreement.

from ~$10/wk
Typical cost (varies)
12-18 months
Typical term
4,410
Stores
50
States + DC
Free·No sign-up·National directory

Appliances rent-to-own stores near you

Enter your city or ZIP to see rent-to-own stores that carry appliances near you, or browse the national listings by state below.

Companies offering rent-to-own appliances

A selection of companies in the VRTO directory whose stores carry appliances. Browse by state below for specific locations, hours, and contact information.

View all companies →

Browse appliances types

Jump straight to the appliances type you need.

How it works

How rent-to-own appliances works

Agreements may use weekly, biweekly, or monthly renewals. Screening, upfront payments, delivery, service, return conditions, fees, overdue amounts, balances, reporting practices, and early purchase terms vary by retailer and agreement. Confirm each term in writing before signing.

1

Take it home today

Pick your appliances and sign a short lease. There is no big upfront cost, and most stores skip the traditional credit check.

2

Pay weekly or monthly

Make small payments on a schedule you agree to. Pay it off early and you save (see what it costs, below).

3

Own it, or review the return option

Complete the agreement to own the appliances. Many agreements allow returns that end future renewals, but conditions, fees, overdue amounts, and reporting practices vary.

What's specific to appliances

The lease works the same as any category. Appliances just adds a few things worth checking before you choose.

Repairs and Service Are Always Included

One of the strongest advantages of renting appliances: if the washer breaks, the store fixes it at no cost to you. Repairs and maintenance are included for the entire duration of your rent-to-own agreement. A washer repair that might cost $200-$400 out of pocket is covered by the store. This is a core RTO benefit, so service is part of every agreement.

Installation and Hookup Included

Most rent-to-own appliance stores include free delivery, installation, and hookup. This covers connecting water lines for washers and dishwashers. Gas dryer hookups may carry a small additional fee at some stores, so always confirm before signing your lease agreement.

Compare the Early Purchase Option (EPO)

An early purchase option may reduce the total compared with completing all scheduled payments. The deadline, purchase price, fees, delivery charges, and savings vary, so ask for the exact terms and use our calculator to compare.

Energy Efficiency Saves Beyond the Lease

An ENERGY STAR-rated appliance may cost a few dollars more per week, but it saves on utility bills over the life of your agreement. Over 18 months, energy savings can offset a significant portion of the lease cost. Look for the Energy Star label when comparing models.

What it costs

What rent-to-own appliances really costs.

The figures shown are illustrative ranges, not live quotes. Actual payments, agreement length, total of payments, fees, and return terms vary by retailer and item.

Many agreements offer an early purchase option that may reduce the total. Ask for its deadline, purchase price, and fees in writing before signing.

Estimate your total with the calculator
VRTO cost estimate
Appliances
Typical example
Typical weekly payment, from ~$10 (varies by store)
Typical term 12-18 months
Full-lease total, about 1.5-2.5x
Delivery & service Usually free
Early purchase option (within ~90 days) Terms vary

Figures are typical examples, not quotes or guarantees. The store sets the actual price. Ask for the cash price, weekly payment, number of payments, and total before you sign.

Before you go

Before you rent appliances

A little prep makes the visit quick. Bring the right paperwork, and have these questions ready. A good store will answer every one.

What to bring

A valid photo ID
Proof of income (a recent pay stub or bank statement)
Proof of residence (a utility bill or lease)

What to ask before you sign

The cash price, the weekly payment, the number of payments, and the total.
When is the early-purchase deadline, and how much does it save?
Is delivery, setup, and service included for the full term?
What happens if I need to return it early?
By state

Rent-to-own appliances by state

Rent-to-own laws, pricing, and store availability vary by state. Pick yours to see local appliances stores and the rules where you live.

All 50 states + DC

Browse available appliances store listings and state-specific rent-to-own information.

Rent-to-own appliances, answered

Rent-to-own appliances typically cost $10-$25 per week. A standard top-freezer refrigerator runs about $12-$18 per week. A washer or dryer averages $10-$15 per week each. Washer/dryer sets are often available at a bundled rate of $18-$25 per week. Use our calculator at vrto.com/calculator to estimate your total cost including the early purchase option.
Yes. Repairs and maintenance are included for the entire duration of your rent-to-own agreement at no additional cost. If your rented washer breaks, the store fixes it; a repair that might cost $200-$400 out of pocket is fully covered. Service is a core benefit of rent-to-own, not an optional add-on. This is true for all RTO appliances.
Yes. Most rent-to-own appliance stores include free delivery, installation, and hookup as part of the agreement. This includes connecting water lines for washers and dishwashers. Gas dryer hookups may carry a small additional fee at some stores, so always confirm before signing your lease agreement.
Rent-to-own is commonly structured as a renewable lease with an option to own rather than a traditional loan. Legal treatment, fees, return obligations, collection activity, and reporting practices depend on the agreement and applicable law.
Yes. Most stores offer washer and dryer sets at a combined weekly rate that is lower than renting each unit separately. Set pricing typically runs $18-$25 per week. Ask about bundled pricing and whether installation is included when you visit the store.

Popular rent-to-own appliances

Refrigerators (top freezer, bottom freezer, French door, side-by-side), washers, dryers, washer/dryer sets, dishwashers, ranges and stoves, microwaves, and air conditioners.

Product availability varies by store and location. Search above or browse by state to find stores near you.

Related categories

Listings use public business information and retailer-supplied data when available. Price ranges are educational examples, not store quotes. Always confirm price, terms, and availability directly with the retailer.

Find your appliances, near you.

Search listed rent-to-own stores near you that may carry appliances, then confirm availability and terms directly with the retailer.

Free·No sign-up·All 50 states