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Rent-to-own gaming

Rent-to-own gaming, near you.

Game tonight on a PS5 or Xbox. Set up a gaming PC this weekend. Pay weekly, return anytime.

Rent-to-own gaming programs may provide consoles, gaming PCs, and accessories through renewable payments and an option to own. Many retailers use alternative screening instead of a traditional credit check. Availability, approval criteria, return conditions, fees, reporting practices, and early purchase terms vary.

PlayStation Xbox Nintendo Switch Gaming PCs
Free·No sign-up·National directory
Gaming of the kind rent-to-own stores carry
Stores How it works Costs Before you go By state Guides FAQ

Gaming rent-to-own stores near you

Search above for rent-to-own stores that carry gaming near you, or browse stores by state below.

Weekly or monthly
Payments (set by the store)
12-18 months
Typical term
3,908
Stores
50
States + DC

Agreements may use weekly, biweekly, or monthly renewals. Screening, upfront payments, delivery, service, return conditions, fees, overdue amounts, balances, reporting practices, and early purchase terms vary by retailer and agreement. Confirm each term in writing before signing.

Some of the 3,908 stores that carry gaming

A sample of listed locations. Search above or browse by state below to see every store near you, with its hours, phone number, and the date it was last confirmed.

Companies offering rent-to-own gaming

A selection of companies in the VRTO directory whose stores carry gaming. Browse by state below for specific locations, hours, and contact information.

Rent-A-Center (1,906) Aaron's (1,174) Rent One (100) Bestway Rent To Own (85) American Rental (53) Arona (46) Rent 2 Own (44) Affordable Home Furnishings (34)

View all companies →

Listings and rankings on VRTO are never paid for. Stores are ordered by distance from the location you enter. How rankings work

Browse types of gaming

Jump straight to the gaming type you need.

PlayStation Xbox Nintendo Gaming PCs Gaming Accessories
How it works

How rent-to-own gaming works

Agreements may use weekly, biweekly, or monthly renewals. Screening, upfront payments, delivery, service, return conditions, fees, overdue amounts, balances, reporting practices, and early purchase terms vary by retailer and agreement. Confirm each term in writing before signing.

1 Take it home today Pick your gaming and sign a short lease. There is no big upfront cost, and most stores skip the traditional credit check.
2 Pay weekly or monthly Make small payments on a schedule you agree to. Pay it off early and you save (see what it costs, below).
3 Own it, or review the return option Complete the agreement to own the gaming. Many agreements allow returns that end future renewals, but conditions, fees, overdue amounts, and reporting practices vary.

What's specific to gaming

The lease works the same as any category. Gaming just adds a few things worth checking before you choose.

Console vs. Gaming PC Consoles (PlayStation 5, Xbox Series X) are plug-and-play at $15-$20 per week. Gaming PCs offer more power and versatility but cost $25-$40 per week. Choose based on the games you play and whether you also need a computer for work or school. A gaming PC can double as a work machine.
Ask About Bundles Many stores offer console bundles that include controllers, headsets, and games. Ask whether a bundle changes the payment or the number of payments before building your agreement item by item.
Online Subscriptions Are Separate Rent-to-own covers the hardware, but online gaming subscriptions (PlayStation Plus, Xbox Game Pass, Nintendo Switch Online) are separate monthly costs at $5-$15 per month. Factor these into your budget when calculating total entertainment cost.
Ask About Return and Upgrade Policies Some retailers may allow returns or upgrades when new hardware launches. Ask how a return or upgrade affects future renewals, overdue amounts, fees, prior payments, and reporting before changing an agreement.
What it costs

What rent-to-own gaming really costs.

The figures shown are illustrative ranges, not live quotes. Actual payments, agreement length, total of payments, fees, and return terms vary by retailer and item.

Many agreements offer an early purchase option that may reduce the total. Ask for its deadline, purchase price, and fees in writing before signing.

Estimate your total with the calculator
What it typically costs
Gaming
Typical example
Payment cadence Weekly or monthly
Typical term 12-18 months
Total cost Payment x payments, set by the store
Delivery & service Usually free
Early purchase option (within ~90 days) Terms vary

Figures are typical examples, not quotes or guarantees. The store sets the actual price. Ask for the cash price, weekly payment, number of payments, and total before you sign.

Before you go

Before you rent gaming

A little prep makes the visit quick. Bring the right paperwork, and have these questions ready. A good store will answer every one.

What to bring

A valid photo ID
Proof of income (a recent pay stub or bank statement)
Proof of residence (a utility bill or lease)

What to ask before you sign

The cash price, the weekly payment, the number of payments, and the total.
When is the early-purchase deadline, and how much does it save?
Is delivery, setup, and service included for the full term?
What happens if I need to return it early?
By state

Rent-to-own gaming by state

Rent-to-own laws, pricing, and store availability vary by state. Pick yours to see local gaming stores and the rules where you live.

All 50 states and DC
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Every state links to local gaming stores and state-specific rent-to-own information. Each store record shows the date it was confirmed.

Guides

Gaming guides

Plain-language guides to help you choose well and know what a lease will total.

All guides
Guide

How Rent-to-Own Gaming Consoles Work: PS5, Xbox, and Switch

Read guide Guide

What Is Rent-to-Own? The Complete Guide for 2026

Read guide Guide

The Early Purchase Option (EPO): How to Save Money on Rent-to-Own

Read guide Guide

How Rent-to-Own Works With No Credit Check

Read guide

Rent-to-own gaming, answered

The payment depends on the console and the store, and each store sets its own payment and number of payments. A gaming PC typically costs more than a console. Browse the stores above for one near you, and ask it for the payment, the number of payments and the total. Use our calculator at vrto.com/calculator once you have a store's numbers.
The payment depends on the graphics card and specifications and the store, and each store sets its own payment and number of payments. Most retailers use alternative screening rather than a traditional credit check, so a lease-to-own gaming PC with no credit check is common. Browse the stores above for one near you, and ask it for the payment, the number of payments and the total. Use our calculator at vrto.com/calculator once you have a store's numbers.
Yes. Many rent-to-own stores carry gaming desktops and gaming laptops. This is often the most cost-effective way to get a high-performance gaming setup without paying $1,000+ upfront. A gaming PC can also serve as a work or school computer, making it a practical dual-purpose choice.
Yes. Most rent-to-own stores carry current-generation consoles including PlayStation 5, Xbox Series X/S, and Nintendo Switch. Availability varies by location and demand. Contact stores directly to check stock on specific models or browse our directory to find stores near you.
GameStop has offered lease-to-own financing on consoles and hardware through third-party providers at participating stores; terms and availability change and vary by location. VRTO is an independent directory and is not affiliated with GameStop. Confirm any current lease-to-own or financing offer directly with the retailer, and compare the cash price, total of payments, and early purchase price before signing.
Rent-to-own agreements cover the hardware: the console, gaming PC, controllers, and headsets. Individual game titles are usually bought separately or accessed through a subscription such as Xbox Game Pass or PlayStation Plus, which run about $5-$15 per month. Dedicated game-disc rental is largely discontinued, so most renters own the console and subscribe for games.
Many agreements allow returns that end future renewals. Return procedures, fees, overdue amounts, damage charges, upgrade policies, and reporting practices vary by retailer and agreement.
Many retailers use alternative screening instead of a traditional credit check. Approval criteria vary, so ask which identity, income, residence, payment-history, or other data the retailer uses.

Popular rent-to-own gaming

PlayStation 5, Xbox Series X, Xbox Series S, Nintendo Switch, gaming laptops, gaming desktops, controllers, gaming headsets, and VR headsets.

Product availability varies by store and location. Search above or browse by state to find stores near you.

Related categories

Computers Laptops, desktops Electronics TVs, sound Smartphones Phones, accessories
Confirmed by the store

Who confirms these gaming store records

Each store sets its own terms and is responsible for its own numbers, so the same item can carry different terms from one store to the next. VRTO shows each store's name, address, hours, and rating, with the date it confirmed its details.

Listings and rankings on VRTO are never paid for.

How rankings work
Companies whose stores carry gaming
Rent-A-Center 4.0 1,906 listed locations carrying gaming Confirmed Nov 1, 2026 Aaron's 3.9 1,174 listed locations carrying gaming Confirmed Nov 1, 2026 Rent One 4.7 100 listed locations carrying gaming Confirmed Nov 1, 2026 Bestway Rent To Own 4.3 85 listed locations carrying gaming Confirmed Nov 1, 2026

Find your gaming, near you.

Enter your ZIP code to find rent-to-own stores near you that may carry gaming, then confirm availability and terms directly with the retailer.

Free to use·No account needed·All 50 states and DC

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