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Home Choice

Home Choice is a rent-to-own retailer with 21 stores across Minnesota, serving communities from Duluth and St. Cloud to West St. Paul, Crystal, and Blaine. Its stores carry furniture, appliances, electronics, computers, mattresses, smartphones, gaming, jewelry, and tires and wheels, available on flexible weekly, bi-weekly, or monthly lease agreements. Like most rent-to-own stores, Home Choice does not require a traditional credit check to get started. It holds a 3.8-star Google rating across more than 1,200 reviews. Compare Home Choice on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each location carries.

Find Home Choice near you Visit website
Locations
29 stores
States
1 state
4+ Star Reviews
110
Last updated
2w ago
3.9 (1,755)
Rating from Google

Where they operate

29 stores across Minnesota.

Browse by state

Home Choice stores

A sample of Home Choice locations. Ratings are from Google, shown for context, and are never used to rank stores.

6 shown
See every location: Minnesota stores

What they carry, and how their rent-to-own works

Home Choice offers rent-to-own with flexible payments and an early purchase option. Most stores don't require a traditional credit check.

No traditional credit check at most stores
Approval is based on income and ID, not your credit score.
Flexible payments
Pay weekly, every two weeks, or monthly.
Early purchase option
Pay it off sooner to own for a lower total cost.
Review return terms
Return timing, fees, item condition, and remaining obligations depend on the agreement.

Recent reviews

Showing 20 of 1,755
Jul 8, 2026

Horrible furniture, over priced staff is horrible at customer service. I would definitely not recommend them

Andrew Erickson BAXTER, MN
Jul 7, 2026

I have been working with home choice in Baxter since December 2024 I got my washer and dryer set and after that in January 2025 I got my L shaped couch with a Bluetooth speaker and USB hook up and February 2025 a computer February 2026 adjustable queen size bed and a 3 drawer side table with 2 plug ins and 3 USB hook ups and March 2026 nectar plush queen size mattress and July 7th 2026 I got a fireplace tv stand that lights up and changes colors and I have had everything delivered and set up by Brandon and Bre and I have not one bad thing to say about how they have treated me since I have been working with home choice and I like the fact I can make monthly payments being on disability it helps but I can't believe how rude someone was when I called the store to ask about the remote control for the fireplace tv stand and she told me if there was one it would have been with it and I already vacuumed the showroom and I saw nothing and I can't believe how I'm paying for this item and this person can't take time and see if it was in the back of the truck or order one just tells me if we find it we will mail it to you otherwise there is not one but the paperwork says it comes with one so I am hoping it can be made right and find one and mail it to me please

Jessica Yanish BAXTER, MN
Jun 26, 2026

First round was good! Second round was awful. Didnโ€™t get completed sets for the bed frame and the request for the bed in shop wasnโ€™t heard out, got a too soft of a bed. Highly disappointed with the most recent service when called about the order to get things fixed. Was told in a sense we are SOL and itโ€™ll mess up credit scores if we want to return and not pay for what we received. I know I wonโ€™t be returning and letting others know about the bad service!

Benais 98 Bemidji, MN
May 28, 2026

Great products management is great to work with. Everyone is really friendly.

Julie Johnson Rochester, MN
May 28, 2026

Great products management is great to work with. Everyone is really friendly.

DeWayne Johnson Rochester, MN
May 14, 2026

FRAUDULANT ---Mn statute states it's illegal to represent used for new insales .. Bought a washer dryer and a couch from Homechoice in shakopee last Friday. Asked and was guaranteed on the phone and in person at the store that everything would be brand new in the package several times and told absolutely . Homechoice shakopee renta center delivered me the couch off their sales floor and attempted to wrap its in saran wrap type wrap. The washer dryer was also wrapped in Saran Wrap type wrap and obviously is a repo or used equipment as washer and dryers don't come the way they looked after taking off the Saran wrap type material the next day as supposed to arrive in boxes. . There's were scratches and smudges that alerted me to check the equipment further. When attempting to talk to store mgr and the district manager they denied it all. Won't replace the equipment with new ones as they accused me of lying but I had a witness there at store and in delivery day. They took advantage of me due to being in a wheelchair. Very unprofessional people in their demeaned the way they dress talk and conduct business. Won't ever shop here again and they are trying to charge me about 4500.00 for it all and I could've bought it from a reputable store for less and in a box. Don't entertain this Homechoice these people they are fraudulent scam artists and you have no one to contact. The associates gave me a false email to write too.The corporate phone number is also fraudulent when I called it at least 60 times different days and hours and it just hangs up after the announcement. UPDATE- I visited the homechoice in shakopee today on 5-13-2026 to talk about replacing used appliances with the new (calmly ) and they yelled at me, werevery unprofessional, threatened me that they were coming to my house to take the equipment, and all while calling the police on me and had me throw out of the store . I am an older woman disabled with an amputated leg and rely on a wheelchair . I have the video of the situation.

DA SHY Shakopee, MN
May 14, 2026

FRAUDULANT ---Mn statute states it's illegal to represent used for new insales .. Bought a washer dryer and a couch from Homechoice in shakopee last Friday. Asked and was guaranteed on the phone and in person at the store that everything would be brand new in the package several times and told absolutely . Homechoice shakopee renta center delivered me the couch off their sales floor and attempted to wrap its in saran wrap type wrap. The washer dryer was also wrapped in Saran Wrap type wrap and obviously is a repo or used equipment as washer and dryers don't come the way they looked after taking off the Saran wrap type material the next day as supposed to arrive in boxes. . There's were scratches and smudges that alerted me to check the equipment further. When attempting to talk to store mgr and the district manager they denied it all. Won't replace the equipment with new ones as they accused me of lying but I had a witness there at store and in delivery day. They took advantage of me due to being in a wheelchair. Very unprofessional people in their demeaned the way they dress talk and conduct business. Won't ever shop here again and they are trying to charge me about 4500.00 for it all and I could've bought it from a reputable store for less and in a box. Don't entertain this Homechoice these people they are fraudulent scam artists and you have no one to contact. The associates gave me a false email to write too.The corporate phone number is also fraudulent when I called it at least 60 times different days and hours and it just hangs up after the announcement. UPDATE- I visited the homechoice in shakopee today on 5-13-2026 to talk about replacing used appliances with the new (calmly ) and they yelled at me, werevery unprofessional, threatened me that they were coming to my house to take the equipment, and all while calling the police on me and had me throw out of the store . I am an older woman disabled with an amputated leg and rely on a wheelchair . I have the video of the situation.

DA SHY Shakopee, MN
May 9, 2026

Home Choice in Moorhead has gone ABOVE AND BEYOND for my husband and I. It truly is all about communication, I would recommend them to anyone, and have!

Kat Stephens MOORHEAD, MN
May 9, 2026

Home Choice in Moorhead has gone ABOVE AND BEYOND for my husband and I. It truly is all about communication, I would recommend them to anyone, and have!

Kat Stephens Moorhead, MN
Apr 28, 2026

Honestly one of the greatest placeโ€™s I have ever come across!! The employees are all amazing and the dealโ€™s are fantastic. Stop in and check it out!!

Robert Jorschumb MOORHEAD, MN
Apr 28, 2026

The staff are very respectful and helpful and the products there are amazing never a dull moment when I walk through the door

Skylar Wolfe MOORHEAD, MN
Apr 27, 2026

Honestly one of the greatest placeโ€™s I have ever come across!! The employees are all amazing and the dealโ€™s are fantastic. Stop in and check it out!!

Robert Jorschumb Moorhead, MN
Apr 27, 2026

The staff are very respectful and helpful and the products there are amazing never a dull moment when I walk through the door

Skylar Wolfe Moorhead, MN
Apr 24, 2026

We had got a bed sets nothing was wrong with it wasnโ€™t able to pay so we asked for them to come get it when they did remind you nothing was wrong with it when I came back home there was scratches the men that came was lazy made marks on the bed frame they called Desiree and said thereโ€™s scratches which there wasnโ€™t until they came I will never get furniture from here again worst place

Anna Haney BAXTER, MN
Apr 13, 2026

I have been buying from Home choice for years, I don't experience anything but the best, they are friendly, and they work with you, I love home choice, Burnsville home choice rocks 100 percent, everything about them is over a 5 star rating thank for being the best

Rachel Donovan BURNSVILLE, MN
Apr 13, 2026

I have been buying from Home choice for years, I don't experience anything but the best, they are friendly, and they work with you, I love home choice, Burnsville home choice rocks 100 percent, everything about them is over a 5 star rating thank for being the best

Rachel Donovan Burnsville, MN
Apr 7, 2026

If you want the highest prices. Go here.

P CRYSTAL, MN
Apr 7, 2026

If you want the highest prices. Go here.

P Crystal, MN
Mar 30, 2026

Had a great Experience working with the new Manager Ralph. We had a small issue with the delivery and they fixed it same day. Loveing the new team

Iliyaas Saani Hilltop, MN
Mar 20, 2026

Replaced first couch on warranty then they brought a new one that sits uneven, rocks and comes unlatched constantly they refuse to replace it even though it is a defect from the store and they charge an arm and a leg on top of it very furious

Gabby Billman BAXTER, MN

All 29 locations

BAXTER, MN

14643 EDGEWOOD DR, STE 115 , 56425-9770

3.3 (97)on Google

Bemidji, MN

1008 Paul Bunyan Dr Nw , 56601-2134

3.8 (16)on Google

Blaine, MN

511 87Th Ln Ne , 55434-1024

4.1 (109)on Google

Bloomington, MN

537 W 98Th St , 55420

3.9 (50)on Google

BLOOMINGTON, MN

537 W 98TH ST. , 55420-4713

3.9 (50)on Google

BROOKLYN PARK, MN

7658 BROOKLYN BLVD , 55443

4.4 (37)on Google

Burnsville, MN

14150 Nicollet Ave , 55337

4.0 (49)on Google

BURNSVILLE, MN

14150 NICOLLET AVE S , 55337-5726

4.0 (49)on Google

COLUMBIA HEIGHTS, MN

915 45TH AVE NORTH EAST , 55421-2306

3.7 (53)on Google

Cottage Grove, MN

6990 80Th St S #120 , 55016

4.2 (10)on Google

Crystal, MN

5518 W Broadway Ave , 55428

3.9 (67)on Google

CRYSTAL, MN

5518 WEST BROADWAY , 55428-3508

3.9 (67)on Google
Showing 12 of 29 Minnesota locations. Use the store finder below, or browse all Minnesota rent-to-own stores to see every city.

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Home Choice, answered plainly

Home Choice has 29 rent-to-own store locations across 1 state. This directory is updated regularly to ensure accurate information.

The states with the most Home Choice locations are Minnesota (29).

Home Choice stores offer rent-to-own options for furniture, appliances, electronics, computers, mattresses, gaming consoles and PCs, smartphones, tires and wheels, jewelry. Product availability varies by location, so check with your local store for details.

Most rent-to-own stores, including Home Choice locations, do not require a traditional credit check. Approval is typically based on income verification and proof of residence. Contact your local store directly to confirm requirements.

VRTO (Virtual Rent To Own) is an independent directory. We are not affiliated with, endorsed by, or owned by Home Choice or any rent-to-own company. Home Choice is a trademark of its respective owner; visit the official Home Choice website for authoritative information. Company details are listed for comparison only, and the Google rating shown is attributed to Google for context.

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