VRTO

Rent to Own Stores in Bloomington, MN

Bloomington, MN has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Home Choice. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own is subject to specific regulations in MN (Source: State Legislature). Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

1 RTO Stores
1 Companies
3.9 ★ Avg Rating
98 Reviews

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Store Hours Today (Monday)

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2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Bloomington.

The bemidji store the manager is very friendly and very easy to work with. I ordered a bedroom set and had it in a few days. And when I chatted with them they were very understanding and friendly on the phone. I'd give that store 10 stars. Kudos to Bemidji Store.

Justin l
Home Choice

Hey this is Dawn the new sales manager here at Home Choice in bloomington, come on in for our red dot sale.. huge huge discount on items come in and see me

Dawn matti
Home Choice

Love this location. because the team here is great! the manager Kat is awesome and will bend over backwards to make your purchase right! her team is helpful and they get the job done! i go out of my way to come to this location because they have always treated us great! plus pay on time and your credit will be improved!

Glenn Pierson
Home Choice

Great service I received and they went out of there way to help get the couch inside of the hallway even while struggling they didn’t give up ! I appreciate your help a lot Jenny and Matt and the other people who came in and helped out I forgot there name ! If you’re looking for a place to get furniture I would recommend coming here ! Thank you Jenny for being so patient and helpful! Great customer service!

Princess Sandoval
Home Choice
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Bloomington will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Bloomington

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Bloomington.

Compare Stores Side by Side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Minnesota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Bloomington

appliances in Bloomington computers in Bloomington electronics in Bloomington furniture in Bloomington gaming in Bloomington jewelry in Bloomington mattresses in Bloomington smartphones in Bloomington tires-wheels in Bloomington

Frequently Asked Questions About Rent-to-Own in Bloomington

Bloomington, MN has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Home Choice. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Bloomington do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Bloomington offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Minnesota requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Minnesota regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Minnesota are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.