VRTO

Rent-to-Own Stores in Minnesota

34 store locations across 26 cities

There are 34 rent-to-own stores in Minnesota across 26 cities. Major rent-to-own companies operating in Minnesota include Home Choice, E-Z Own, Quality Furniture Rental. The cities with the most rent-to-own stores are Bloomington (2 stores), Burnsville (2 stores), Crystal (2 stores). Rent-to-own stores in Minnesota offer furniture, appliances, electronics, computers, mattresses, smartphones, and more with flexible weekly or monthly payments and no traditional credit check required. Use the VRTO (Virtual Rent To Own) directory below to compare stores, check hours, and find rent-to-own options near you.

Companies

Top Cities in Minnesota

Minnesota Metro Areas

Browse by metro region to find stores near you.

Bemidji Area

1 stores

Duluth Area

1 stores

Fairmont Area

1 stores

Mankato Area

2 stores

Moorhead Area

2 stores

Rochester Area

1 stores

St Cloud Area

1 stores

Rent-to-Own Companies in Minnesota

3 companies operating 34 store locations

Rent-to-Own Laws in Minnesota

Minnesota does not have a specific rent-to-own statute but regulates RTO under general consumer protection laws. Understanding your rights before visiting a store helps you negotiate better terms.

Rent-to-Own Regulations

Rent-to-own restrictions apply in this state
Repossession rules Standard UCC repossession rules apply. RTO transactions are treated as credit sales under Minnesota law.
Disclosure requirements Must comply with full credit sale disclosure requirements under Minnesota consumer credit law and federal Truth in Lending Act (TILA).

Last verified: December 1, 2025

Source: State Legislature / Attorney General

Frequently Asked Questions

There are 34 rent-to-own store locations across 26 cities in Minnesota. This includes stores from Home Choice, E-Z Own, Quality Furniture Rental.

The cities with the most rent-to-own stores in Minnesota are Bloomington (2 stores), Burnsville (2 stores), Crystal (2 stores), Mankato (2 stores), Maplewood (2 stores).

Rent-to-own stores in Minnesota offer furniture, appliances, electronics, computers, smartphones, mattresses, jewelry, and tires. Product availability varies by store and location — use the category links above to browse by product type.

Most rent-to-own stores in Minnesota do not require a traditional credit check. Approval is typically based on income verification and a valid ID. Contact stores directly to confirm their specific requirements.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.