2 stores across 9 categories
Moorhead, MN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Home Choice. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own is subject to specific regulations in MN (Source: State Legislature). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Home Choice | 4.4 90 reviews | 3210 Hwy 10 E, Suite 3210 | (218) 443-9247 | Visit Website |
| Home Choice | 4.4 90 reviews | 3210 HIGHWAY 10 E | (218) 443-9247 | Visit Website |
Recent reviews from rent-to-own stores in Moorhead.
Marcos was fantastic and really helped us get some stuff figured out. Flexible, and an all around good guy to have help you. Felt like he actually cared which is rare in that kind of work. Thanks guys.
Ray
You want something they have it! If you’re looking for something they don’t carry they are always more than willing to order it in too! I have a pc gaming set up, and a few other items I’m loaning and it’s well worth it! Always willing to work on payment options and give amazing customer service!
krista jones
The staff are very respectful and helpful and the products there are amazing never a dull moment when I walk through the door
Skylar Wolfe
Home Choice in Moorhead has gone ABOVE AND BEYOND for my husband and I. It truly is all about communication, I would recommend them to anyone, and have!
Kat Stephens
Honestly one of the greatest place’s I have ever come across!! The employees are all amazing and the deal’s are fantastic. Stop in and check it out!!
Robert Jorschumb
Honestly one of the greatest place’s I have ever come across!! The employees are all amazing and the deal’s are fantastic. Stop in and check it out!!
Robert Jorschumb
Most stores in Moorhead will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Moorhead.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Minnesota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Minnesota regulates rent-to-own under general consumer protection laws. Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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