VRTO

Rent to Own Stores in Maplewood, MN

Maplewood, MN has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Home Choice. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own is subject to specific regulations in MN (Source: State Legislature). Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

1 RTO Stores
1 Companies
3.8 ★ Avg Rating
122 Reviews

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Store Hours Today (Monday)

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2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Maplewood.

I recently moved back to Minnesota from Georgia back in July. I was searching online for bedroom furniture when I remembered my sister got her furniture from home choice. So I ended up visiting the Maplewood location with no expectations going in lol... I was just looking and found the perfect bedroom set 😊 I only had to put down $200 and pay $100 every 2 weeks. About 2.5 weeks later my furniture was delivered and due to my on time payments my credit has gone up a bit as well. I'm very happy I decided to go with home choice.

Sassy SlayJ
Home Choice

Very Professional Establishment. I appreciate how they treat us here, no matter the walk of life. Will definitely be my go to place everytime I need them. I will also recommend this location to others. Parrish still checks on us to make sure we are all set on our needs, and I am sure he is ready to assist us when we are! Thank you Parrish! *To people who are scared: if you stick to your agreement and make your payments, the benefits are life changing in terms of Credit. Highly recommend. Goodluck!

Eve Lopez
Home Choice

I have received incredible service there. I have not missed a payment and the courtesy call that they give to remind you of your payment at the end of the day, on my due date is great. My mother and Aunts have been going there for years, with no problems. When they were going to be late, all they had to do was CALL and the helpful staff put notes in and tried to help them get on track. Communication is the key.

Lisa
Home Choice

Not terrible. Expensive, but they have nice stuff. It's my fault my credit is crap. I buy a couple products I want or need and I get to make pretty fair payments and it helps my credit. If your late or going to be late call them be real with them. Tell them when they can get their money and they'll work with you. Dodge them and they gonna keep calling. This place isn't meant for people with good credit. If you had that you wouldn't be paying probably one and half times the retail price. Like anything, don't buy what you can't afford.

Ted Mlenar
Home Choice
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Maplewood will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Maplewood

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Maplewood.

Compare Stores Side by Side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Minnesota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Maplewood

appliances in Maplewood computers in Maplewood electronics in Maplewood furniture in Maplewood gaming in Maplewood jewelry in Maplewood mattresses in Maplewood smartphones in Maplewood tires-wheels in Maplewood

Frequently Asked Questions About Rent-to-Own in Maplewood

Maplewood, MN has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Home Choice. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Maplewood do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Maplewood offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Minnesota requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Minnesota regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Minnesota are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.