2 stores across 9 categories
West St Paul, MN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Home Choice. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own is subject to specific regulations in MN (Source: State Legislature). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Home Choice | 4.2 48 reviews | 1917 S Robert St | (651) 457-1019 | Visit Website |
| Home Choice | 4.2 48 reviews | 1917 SOUTH ROBERT STREET | (651) 457-1019 | Visit Website |
Recent reviews from rent-to-own stores in West St Paul.
Perfect store I been with them for years working on my thirty four account and they go over and beyond the call some of these negative reviews is ridiculous and shameful. The treat me like family their stuff is high quality. If your stuff starts breaking down after you pay it off it's not fault of home choice it's because you did something to cause so don't give them an negative review . I'm grateful for all of you and thank you for amazing job you have done.
Terry the true Reviewer
We have been going there for about 6 -7 years and everybody there has always been very helpful. Recently I've been working with Mitch a lot and he has gone out of his way trying to get me what I want. If there is anything that you need any help with anything that you need I recommend Mitch!
Janice Laurencot
Perfect store I been with them for years working on my thirty four account and they go over and beyond the call some of these negative reviews is ridiculous and shameful. The treat me like family their stuff is high quality. If your stuff starts breaking down after you pay it off it's not fault of home choice it's because you did something to cause so don't give them an negative review . I'm grateful for all of you and thank you for amazing job you have done.
Terry the true Reviewer
We have been going there for about 6 -7 years and everybody there has always been very helpful. Recently I've been working with Mitch a lot and he has gone out of his way trying to get me what I want. If there is anything that you need any help with anything that you need I recommend Mitch!
Janice Laurencot
Most stores in West St Paul will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in West St Paul.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Minnesota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Minnesota regulates rent-to-own under general consumer protection laws. Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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