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Rent to own stores in Blaine, Minnesota

1 rent-to-own store serves Blaine, MN, and 1 of them is open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 1 rent-to-own store in Blaine, MN

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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What customers are saying

Recent reviews from rent-to-own stores in Blaine.

Really great service and selection. Got exactly what I needed

Brad Strand
Home Choice

Excellent Experience! When I was a single working mother and owned my own home, I had excellent credit. Every tax year I would get back between $5,000 - $10,000 and I utilized those funds responsibly. Each year I would buy new furniture for one room in my home at a time and use the left over funds for Christmas, school supplies and rainy days. By the time I married someone whom I thought could be trusted, I had new furniture in every room and money in my accounts. At the end of that relationship I had to pack up my car with my clothes and drive over 1,800 miles to get safely away from him. He felt entitled to keep everything I had worked my whole life for including stealing my retirement funds and destroyed my credit. I had to start over at ground zero. Home Choice allowed me to furnish my new home and rebuild my credit as my payments were on time each and every month. The staff is always wonderful, seem to really enjoy their jobs, and they allow you to make payments either in the store (which they make into a fun atmosphere) or over the phone for convenience. I highly recommend Home Choice to anyone with poor credit who is needing furniture and an opportunity to rebuild their credit. Thank you Home Choice!

Lisa Revard
Home Choice

Updated Review: Last review was after 3 years of going to this store, it's now been about 7 years and many thousands of dollars spent. Customer service is still top tier. These guys have worked with me through the good times and the bad. They've helped me through home remodels, life changes, and hardships. Most recently, they helped me get a new PC! The RTX 3070 is awesome! Thanks guys! 100% recommend this store.

Daniel J H Dehler
Home Choice

We have always loved our experience with home choice. They are flexible as long as you are honest. My wife and I have a New Table A new couch and a PlayStation 4 all financed through home choice. Brandon is our Representative! I love working with these guys. I walk into the store and I just feel welcome!!! Since working with home choice there is a noticeable difference in my credit score. They are always willing to work with people regardless of the history. We all have got to start somewhere so why not go to a place where the account reps make you feel you are home.

Jeremy Meyer
Home Choice

Really great service and selection. Got exactly what I needed

Brad Strand
Home Choice
Reviews from Google
Blaine, MN

What renting to own in Blaine looks like

1 rent-to-own store serves Blaine, MN, from 1 company.

Stores here include Home Choice (511 87Th Ln Ne).

Minnesota regulates rent-to-own under general consumer protection law. The law gives you required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Blaine will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Blaine

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 store in Blaine.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Minnesota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Minnesota law

What Minnesota law gives you before you sign

Minnesota regulates rent-to-own under general consumer protection laws, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Disclosure requirements Must comply with full credit sale disclosure requirements under Minnesota consumer credit law and federal Truth in Lending Act (TILA).
Repossession rules Standard UCC repossession rules apply. RTO transactions are treated as credit sales under Minnesota law.

Nearby cities

Bloomington (2) Burnsville (2) Crystal (2) Maplewood (2) Roseville (2) West St Paul (2) BROOKLYN PARK (1) COLUMBIA HEIGHTS (1)
All rent-to-own stores in Minnesota

Categories in Blaine

Furniture(1) Appliances(1) Electronics(1) Computers(1) Mattresses(1) Smartphones(1) Gaming(1) Tires & Wheels(1) Jewelry(1)

Counts are the stores in Blaine carrying that category. A category no Blaine store carries is not listed.

Renting to own in Blaine, answered

There are 1 rent-to-own store in Blaine, MN, from 1 company: Home Choice. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Blaine do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Blaine offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Minnesota requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Minnesota regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Minnesota are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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