VRTO

Rent to Own Stores in Blaine, MN

Blaine, MN has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Home Choice. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own is subject to specific regulations in MN (Source: State Legislature). Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

1 RTO Stores
1 Companies
4.1 ★ Avg Rating
108 Reviews

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Store Hours Today (Monday)

0 stores open now
1 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Blaine.

Really great service and selection. Got exactly what I needed

Brad Strand
Home Choice

Excellent Experience! When I was a single working mother and owned my own home, I had excellent credit. Every tax year I would get back between $5,000 - $10,000 and I utilized those funds responsibly. Each year I would buy new furniture for one room in my home at a time and use the left over funds for Christmas, school supplies and rainy days. By the time I married someone whom I thought could be trusted, I had new furniture in every room and money in my accounts. At the end of that relationship I had to pack up my car with my clothes and drive over 1,800 miles to get safely away from him. He felt entitled to keep everything I had worked my whole life for including stealing my retirement funds and destroyed my credit. I had to start over at ground zero. Home Choice allowed me to furnish my new home and rebuild my credit as my payments were on time each and every month. The staff is always wonderful, seem to really enjoy their jobs, and they allow you to make payments either in the store (which they make into a fun atmosphere) or over the phone for convenience. I highly recommend Home Choice to anyone with poor credit who is needing furniture and an opportunity to rebuild their credit. Thank you Home Choice!

Lisa Revard
Home Choice

Updated Review: Last review was after 3 years of going to this store, it's now been about 7 years and many thousands of dollars spent. Customer service is still top tier. These guys have worked with me through the good times and the bad. They've helped me through home remodels, life changes, and hardships. Most recently, they helped me get a new PC! The RTX 3070 is awesome! Thanks guys! 100% recommend this store.

Daniel J H Dehler
Home Choice

We have always loved our experience with home choice. They are flexible as long as you are honest. My wife and I have a New Table A new couch and a PlayStation 4 all financed through home choice. Brandon is our Representative! I love working with these guys. I walk into the store and I just feel welcome!!! Since working with home choice there is a noticeable difference in my credit score. They are always willing to work with people regardless of the history. We all have got to start somewhere so why not go to a place where the account reps make you feel you are home.

Jeremy Meyer
Home Choice
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Blaine will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Blaine

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Blaine.

Compare Stores Side by Side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Minnesota has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Blaine

appliances in Blaine computers in Blaine electronics in Blaine furniture in Blaine gaming in Blaine jewelry in Blaine mattresses in Blaine smartphones in Blaine tires-wheels in Blaine

Frequently Asked Questions About Rent-to-Own in Blaine

Blaine, MN has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Home Choice. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Blaine do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Blaine offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Minnesota requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Minnesota regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Minnesota are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.