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Rent-to-own electronics

Rent-to-own electronics, near you.

Watch the game on a 65" TV tonight. Set up a home theater this weekend. Pay weekly, return anytime.

Rent-to-own electronics programs may provide TVs, sound systems, and home entertainment equipment through renewable payments and an option to own. Many retailers use alternative screening instead of a traditional credit check. Return conditions, fees, overdue amounts, reporting practices, and early purchase terms vary by retailer and agreement.

TVs Soundbars Speakers Home theater
Free·No sign-up·National directory
Electronics of the kind rent-to-own stores carry
Stores How it works Costs Before you go By state Guides FAQ

Electronics rent-to-own stores near you

Search above for rent-to-own stores that carry electronics near you, or browse stores by state below.

Weekly or monthly
Payments (set by the store)
12-18 months
Typical term
4,396
Stores
50
States + DC

Agreements may use weekly, biweekly, or monthly renewals. Screening, upfront payments, delivery, service, return conditions, fees, overdue amounts, balances, reporting practices, and early purchase terms vary by retailer and agreement. Confirm each term in writing before signing.

Some of the 4,396 stores that carry electronics

A sample of listed locations. Search above or browse by state below to see every store near you, with its hours, phone number, and the date it was last confirmed.

Companies offering rent-to-own electronics

A selection of companies in the VRTO directory whose stores carry electronics. Browse by state below for specific locations, hours, and contact information.

Rent-A-Center (1,906) Aaron's (1,174) Buddy's Home Furnishings (218) Rent One (100) Bestway Rent To Own (85) American Rental (53) Arona (46) Premier (44)

View all companies →

Listings and rankings on VRTO are never paid for. Stores are ordered by distance from the location you enter. How rankings work

Browse types of electronics

Jump straight to the electronics type you need.

TVs Computers & Laptops Audio Phones & Tablets
How it works

How rent-to-own electronics works

Agreements may use weekly, biweekly, or monthly renewals. Screening, upfront payments, delivery, service, return conditions, fees, overdue amounts, balances, reporting practices, and early purchase terms vary by retailer and agreement. Confirm each term in writing before signing.

1 Take it home today Pick your electronics and sign a short lease. There is no big upfront cost, and most stores skip the traditional credit check.
2 Pay weekly or monthly Make small payments on a schedule you agree to. Pay it off early and you save (see what it costs, below).
3 Own it, or review the return option Complete the agreement to own the electronics. Many agreements allow returns that end future renewals, but conditions, fees, overdue amounts, and reporting practices vary.

What's specific to electronics

The lease works the same as any category. Electronics just adds a few things worth checking before you choose.

EPO Is Critical for Electronics Electronics have the widest gap between retail price and total lease cost. A $500 TV may cost $900-$1,200 over the full agreement. The early purchase option within 90 days brings the total close to retail price. The FTC recommends consumers always ask: "What is the cash price? What is the total of all payments? What is the early purchase option?" Use our calculator to estimate your total cost.
New Model Releases Mean Better Deals When new TV or console models launch, stores often discount the previous generation. Timing your lease around product release cycles can get you better rates or newer hardware for the same weekly payment. This is a smart strategy for budget-conscious renters.
Review Return Conditions Many rent-to-own agreements allow returns that end future renewals. Ask how to arrange a return and whether fees, overdue amounts, damage charges, collection activity, or reporting may still apply.
Bundles Save Money Many stores bundle accessories (wall mounts, HDMI cables, surge protectors) into the agreement at a lower total cost than adding them separately. Ask about current bundle options before building your agreement item by item.
What it costs

What rent-to-own electronics really costs.

The figures shown are illustrative ranges, not live quotes. Actual payments, agreement length, total of payments, fees, and return terms vary by retailer and item.

Many agreements offer an early purchase option that may reduce the total. Ask for its deadline, purchase price, and fees in writing before signing.

Estimate your total with the calculator
What it typically costs
Electronics
Typical example
Payment cadence Weekly or monthly
Typical term 12-18 months
Total cost Payment x payments, set by the store
Delivery & service Usually free
Early purchase option (within ~90 days) Terms vary

Figures are typical examples, not quotes or guarantees. The store sets the actual price. Ask for the cash price, weekly payment, number of payments, and total before you sign.

Before you go

Before you rent electronics

A little prep makes the visit quick. Bring the right paperwork, and have these questions ready. A good store will answer every one.

What to bring

A valid photo ID
Proof of income (a recent pay stub or bank statement)
Proof of residence (a utility bill or lease)

What to ask before you sign

The cash price, the weekly payment, the number of payments, and the total.
When is the early-purchase deadline, and how much does it save?
Is delivery, setup, and service included for the full term?
What happens if I need to return it early?
By state

Rent-to-own electronics by state

Rent-to-own laws, pricing, and store availability vary by state. Pick yours to see local electronics stores and the rules where you live.

All 50 states and DC
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Every state links to local electronics stores and state-specific rent-to-own information. Each store record shows the date it was confirmed.

Guides

Electronics guides

Plain-language guides to help you choose well and know what a lease will total.

All guides
Guide

What Is Rent-to-Own? The Complete Guide for 2026

Read guide Guide

The Early Purchase Option (EPO): How to Save Money on Rent-to-Own

Read guide Guide

How Rent-to-Own Works With No Credit Check

Read guide Guide

The Real Cost of Rent-to-Own: A Category-by-Category Breakdown

Read guide

Rent-to-own electronics, answered

The payment depends on the TV size and the store, and each store sets its own payment and number of payments. Browse the stores above for one near you, and ask it for the payment, the number of payments and the total. The early purchase option (EPO) within 90 days can reduce the total, so ask for that deadline and figure before you sign. Use our calculator at vrto.com/calculator once you have a store's numbers.
Yes. Many rent-to-own stores carry PlayStation 5, Xbox Series X/S, and Nintendo Switch consoles. Some stores offer bundles that include controllers, games, or headsets. See our gaming category page to find a store near you, then ask it for the payment and terms.
Completing a rent-to-own agreement generally costs more than the cash price. Compare the cash price, total of payments, fees, early purchase price, return conditions, service, and delivery before deciding.
Many retailers use alternative screening instead of a traditional credit check. Identity, income, residence, payment-history, and other requirements vary by retailer. The CFPB estimates 26 million Americans are credit invisible; income-based approval and a valid ID are the common path to rent-to-own electronics for bad credit or no credit.
Most rent-to-own electronics agreements start with no large down payment; you take the item home for the first weekly or monthly payment and any small processing fee. This is why rent-to-own electronics with no credit check and no down payment is a common search. Confirm the exact first-payment amount and any fees with the retailer before signing.
Yes. Some retailers approve online rent-to-own electronics applications and ship the item, while others require an in-store visit. VRTO lists both storefront and online-capable retailers. Search by ZIP or browse by state to see which stores near you carry TVs and home entertainment, then confirm online ordering directly with the retailer.
Some retailers allow an upgrade: return the current item and start a new agreement for the newer model, often timed to a new TV or console release. Others do not. Ask how a return or upgrade affects future renewals, fees, overdue amounts, prior payments, and reporting before you change an agreement.
Many agreements allow returns that end future renewals. Ask about return procedures, fees, overdue amounts, damage charges, reinstatement rights, and possible reporting.

Popular rent-to-own electronics

TVs (32" to 82"+), soundbars, speakers, home theater systems, streaming devices, and audio equipment.

Product availability varies by store and location. Search above or browse by state to find stores near you.

Related categories

Computers Laptops, desktops Gaming Consoles, PCs Smartphones Phones, accessories
Confirmed by the store

Who confirms these electronics store records

Each store sets its own terms and is responsible for its own numbers, so the same item can carry different terms from one store to the next. VRTO shows each store's name, address, hours, and rating, with the date it confirmed its details.

Listings and rankings on VRTO are never paid for.

How rankings work
Companies whose stores carry electronics
Rent-A-Center 4.0 1,906 listed locations carrying electronics Confirmed Nov 1, 2026 Aaron's 3.9 1,174 listed locations carrying electronics Confirmed Nov 1, 2026 Buddy's Home Furnishings 4.6 218 listed locations carrying electronics Confirmed Nov 1, 2026 Rent One 4.7 100 listed locations carrying electronics Confirmed Nov 1, 2026

Find your electronics, near you.

Enter your ZIP code to find rent-to-own stores near you that may carry electronics, then confirm availability and terms directly with the retailer.

Free to use·No account needed·All 50 states and DC

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