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Rent-to-own computers

Rent-to-own computers, near you.

Start your remote job with a laptop this week. Get your student a computer for school today. Pay weekly.

Rent-to-own computer programs may provide desktops, laptops, and workstations through renewable payments and an option to own. Many retailers use identity, income, residence, payment-history, or other alternative data instead of a traditional credit check. Screening, returns, fees, reporting practices, and early purchase terms vary.

Laptops Desktops Gaming PCs Monitors
Free·No sign-up·National directory
Computers of the kind rent-to-own stores carry
Stores How it works Costs Before you go By state Guides FAQ

Computers rent-to-own stores near you

Search above for rent-to-own stores that carry computers near you, or browse stores by state below.

Weekly or monthly
Payments (set by the store)
12-18 months
Typical term
4,328
Stores
50
States + DC

Agreements may use weekly, biweekly, or monthly renewals. Screening, upfront payments, delivery, service, return conditions, fees, overdue amounts, balances, reporting practices, and early purchase terms vary by retailer and agreement. Confirm each term in writing before signing.

Some of the 4,328 stores that carry computers

A sample of listed locations. Search above or browse by state below to see every store near you, with its hours, phone number, and the date it was last confirmed.

Companies offering rent-to-own computers

A selection of companies in the VRTO directory whose stores carry computers. Browse by state below for specific locations, hours, and contact information.

Rent-A-Center (1,906) Aaron's (1,174) Buddy's Home Furnishings (218) Rent One (100) Bestway Rent To Own (85) American Rental (53) Arona (46) Premier (44)

View all companies →

Listings and rankings on VRTO are never paid for. Stores are ordered by distance from the location you enter. How rankings work

How it works

How rent-to-own computers works

Agreements may use weekly, biweekly, or monthly renewals. Screening, upfront payments, delivery, service, return conditions, fees, overdue amounts, balances, reporting practices, and early purchase terms vary by retailer and agreement. Confirm each term in writing before signing.

1 Take it home today Pick your computers and sign a short lease. There is no big upfront cost, and most stores skip the traditional credit check.
2 Pay weekly or monthly Make small payments on a schedule you agree to. Pay it off early and you save (see what it costs, below).
3 Own it, or review the return option Complete the agreement to own the computers. Many agreements allow returns that end future renewals, but conditions, fees, overdue amounts, and reporting practices vary.

What's specific to computers

The lease works the same as any category. Computers just adds a few things worth checking before you choose.

Match Specs to Your Actual Needs For basic browsing, email, and documents, a Chromebook or entry-level laptop works fine at $12-$15 per week. For gaming, video editing, or professional work, invest in higher specs at $25-$30 per week. Do not overpay for features you will not use, so a student laptop does not need a gaming GPU.
Desktop vs. Laptop: More Power Per Dollar Desktop computers offer more processing power for the same weekly payment. If you do not need portability, a rent-to-own desktop gives you better performance for work or gaming. If you work from multiple locations, a laptop is worth the premium.
Early Purchase Option Saves the Most Computers depreciate quickly like electronics. If you can buy within 90 days using the same-as-cash option, you pay only the retail price, getting free delivery and setup as a bonus. Use our calculator to see how much you can save with early purchase.
Protect Your Data Before Returning If you return a rented computer, your personal data could be exposed. Always back up your files to an external drive or cloud storage, log out of all accounts, and perform a factory reset before returning any device to the store.
What it costs

What rent-to-own computers really costs.

The figures shown are illustrative ranges, not live quotes. Actual payments, agreement length, total of payments, fees, and return terms vary by retailer and item.

Many agreements offer an early purchase option that may reduce the total. Ask for its deadline, purchase price, and fees in writing before signing.

Estimate your total with the calculator
What it typically costs
Computers
Typical example
Payment cadence Weekly or monthly
Typical term 12-18 months
Total cost Payment x payments, set by the store
Delivery & service Usually free
Early purchase option (within ~90 days) Terms vary

Figures are typical examples, not quotes or guarantees. The store sets the actual price. Ask for the cash price, weekly payment, number of payments, and total before you sign.

Before you go

Before you rent computers

A little prep makes the visit quick. Bring the right paperwork, and have these questions ready. A good store will answer every one.

What to bring

A valid photo ID
Proof of income (a recent pay stub or bank statement)
Proof of residence (a utility bill or lease)

What to ask before you sign

The cash price, the weekly payment, the number of payments, and the total.
When is the early-purchase deadline, and how much does it save?
Is delivery, setup, and service included for the full term?
What happens if I need to return it early?
By state

Rent-to-own computers by state

Rent-to-own laws, pricing, and store availability vary by state. Pick yours to see local computers stores and the rules where you live.

All 50 states and DC
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Every state links to local computers stores and state-specific rent-to-own information. Each store record shows the date it was confirmed.

Guides

Computers guides

Plain-language guides to help you choose well and know what a lease will total.

All guides
Guide

What Is Rent-to-Own? The Complete Guide for 2026

Read guide Guide

The Early Purchase Option (EPO): How to Save Money on Rent-to-Own

Read guide Guide

How Rent-to-Own Works With No Credit Check

Read guide Guide

The Real Cost of Rent-to-Own: A Category-by-Category Breakdown

Read guide

Rent-to-own computers, answered

The payment depends on the specifications and the store, and each store sets its own payment and number of payments. A basic laptop for browsing and documents typically costs less than a gaming laptop or a high-performance workstation. Browse the stores above for one near you, and ask it for the payment, the number of payments and the total. Use our calculator at vrto.com/calculator once you have a store's numbers, including the early purchase option.
Many retailers use alternative screening instead of a traditional credit check. Approval criteria vary, so ask which identity, income, residence, payment-history, or other data the retailer uses.
Some rent-to-own computers include pre-installed software like Microsoft Office and antivirus programs. Others ship with only the operating system. Ask the store what software is included before signing your lease agreement, as purchasing software separately can add $100-$200 to your total cost.
Desktop computers offer more processing power per dollar. If you do not need portability, a rent-to-own desktop gives you better performance at the same weekly payment as a laptop. A gaming desktop at $20/week outperforms a gaming laptop at $30/week. If you need to work from multiple locations, a laptop is the better choice.
Before returning any rented computer: (1) back up all personal files to an external drive or cloud storage, (2) log out of all accounts (email, banking, social media), (3) remove any saved passwords, and (4) perform a factory reset to erase your data. This protects your personal information.
Most rent-to-own computer agreements start with no large down payment; you take the laptop or desktop home for the first weekly or monthly payment plus any small processing fee. This is why rent-to-own computers with no credit check and no down payment is a common search. Confirm the exact first-payment amount with the retailer before signing.
Yes. Some retailers approve rent-to-own computer applications online and ship the device, while others require an in-store visit. VRTO lists both storefront and online-capable retailers. Search by ZIP or browse by state to see which stores near you carry laptops and desktops, then confirm online ordering directly with the retailer.
Yes. Many rent-to-own stores carry entry-level laptops and Chromebooks for basic browsing, email, and schoolwork, typically at the lower end of the weekly price range. A budget laptop is a practical choice when you do not need gaming or professional-grade specs; ask the store which models qualify before comparing weekly rates.

Popular rent-to-own computers

Laptops (Windows and Chromebook), desktop computers, gaming PCs, monitors, printers, and computer accessories.

Product availability varies by store and location. Search above or browse by state to find stores near you.

Related categories

Electronics TVs, sound Gaming Consoles, PCs Smartphones Phones, accessories
Confirmed by the store

Who confirms these computers store records

Each store sets its own terms and is responsible for its own numbers, so the same item can carry different terms from one store to the next. VRTO shows each store's name, address, hours, and rating, with the date it confirmed its details.

Listings and rankings on VRTO are never paid for.

How rankings work
Companies whose stores carry computers
Rent-A-Center 4.0 1,906 listed locations carrying computers Confirmed Nov 1, 2026 Aaron's 3.9 1,174 listed locations carrying computers Confirmed Nov 1, 2026 Buddy's Home Furnishings 4.6 218 listed locations carrying computers Confirmed Nov 1, 2026 Rent One 4.7 100 listed locations carrying computers Confirmed Nov 1, 2026

Find your computers, near you.

Enter your ZIP code to find rent-to-own stores near you that may carry computers, then confirm availability and terms directly with the retailer.

Free to use·No account needed·All 50 states and DC

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