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Rent to own stores in Iowa

46 rent-to-own stores serve Iowa, spread across 24 cities from Sioux City and Cedar Rapids down to small towns.

Pick your city below to see the stores near you with their hours, addresses, and Google ratings. Most do not run a credit check.

The 8 companies renting in Iowa

Open a company to see every one of its Iowa locations and the categories it carries.

Stores by city across Iowa

The 16 largest Iowa markets. Jump to a city to see its stores with hours, addresses, and ratings on a map.

Iowa law

What Iowa law gives you before you sign

Iowa regulates rent-to-own under Iowa Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Iowa Rental-Purchase Agreement Act Iowa Code ยงยง 537.3601 to 537.3624
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, condition of the property, early purchase option, and any additional charges.
Payment cap protections Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.
Repossession rules Must provide written notice of default and allow at least 5 days to cure before repossessing.

Cities in Iowa

The ten Iowa cities with the most stores. Search above to reach any of the 24 cities we cover.

Categories in Iowa

Counts are Iowa stores carrying that category. A category no Iowa store carries is not listed.

Renting to own in Iowa, answered

There are 46 rent-to-own store locations across 24 cities in Iowa. This includes stores from Rent-A-Center, Arona, Ace Rent To Own, Rent All - Appliance & Furniture, Aaron's and 3 other companies.
The cities with the most rent-to-own stores in Iowa are Sioux City (5 stores), Cedar Rapids (4 stores), Clinton (3 stores), Council Bluffs (3 stores), Des Moines (3 stores).
Rent-to-own stores in Iowa offer furniture, appliances, electronics, computers, smartphones, mattresses, jewelry, and tires. Product availability varies by store and location, so use the category links above to browse by product type.
Most rent-to-own stores in Iowa do not require a traditional credit check. Approval is typically based on income verification and a valid ID. Contact stores directly to confirm their specific requirements.

Location counts and listing details may change. Always confirm important details with the retailer before you visit.

Find a store near you in Iowa

Enter your ZIP code to compare rent-to-own stores on a map.

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