VRTO

Rent-to-Own Stores in Iowa

43 store locations across 23 cities

There are 43 rent-to-own stores in Iowa across 23 cities. Major rent-to-own companies operating in Iowa include Rent-A-Center, Arona, Ace Rent To Own, Aaron's, EZ Furniture Rentals, and 1 others. The cities with the most rent-to-own stores are Cedar Rapids (4 stores), Des Moines (4 stores), Sioux City (4 stores). Rent-to-own stores in Iowa offer furniture, appliances, electronics, computers, mattresses, smartphones, and more with flexible weekly or monthly payments and no traditional credit check required. Use the VRTO (Virtual Rent To Own) directory below to compare stores, check hours, and find rent-to-own options near you.

Companies

Search All Iowa Stores

Top Cities in Iowa

Cedar Rapids

IA · 4 stores

Des Moines

IA · 4 stores

Sioux City

IA · 4 stores

Council Bluffs

IA · 3 stores

Davenport

IA · 3 stores

Ottumwa

IA · 3 stores

Burlington

IA · 2 stores

Clinton

IA · 2 stores

Iowa City

IA · 2 stores

Mason City

IA · 2 stores

Waterloo

IA · 2 stores

Ames

IA · 1 store

Iowa Metro Areas

Browse by metro region to find stores near you.

Cedar Rapids Area

6 stores
Cedar Rapids (4) · Iowa City (2)

Clinton Area

5 stores
Davenport (3) · Clinton (2)

Burlington Area

3 stores
Burlington (2) · Fort Madison (1)

Council Bluffs Area

3 stores
Council Bluffs (3)

Sioux City Area

4 stores
Sioux City (4)

Des Moines Area

4 stores
Des Moines (4)

Ottumwa Area

4 stores
Ottumwa (3) · Oskaloosa (1)

Waterloo Area

2 stores
Waterloo (2)

Mason City Area

2 stores
Mason City (2)

Ft. Dodge Area

2 stores
Fort Dodge (1) · Ft. Dodge (1)

Keokuk Area

1 stores
Keokuk (1)

Marshalltown Area

1 stores
Marshalltown (1)

All 23 Cities in Iowa

A

Ames 1 Atlantic 1

B

Burlington 2

C

Cedar Rapids 4 Clinton 2 Council Bluffs 3

D

Davenport 3 Denison 1 Des Moines 4 Dubuque 1

F

Fort Dodge 1 Fort Madison 1 Ft. Dodge 1

I

Iowa City 2

K

Keokuk 1

M

Marshalltown 1 Mason City 2 Muscatine 1

O

Oskaloosa 1 Ottumwa 3

S

Sioux City 4 Spencer 1

W

Waterloo 2

Rent-to-Own Companies in Iowa

6 companies operating 43 store locations

Rent-A-Center 25 locations Arona 10 locations Ace Rent To Own 4 locations Aaron's 2 locations EZ Furniture Rentals 1 location Rent All - Appliance & Furniture 1 location

What You Can Rent-to-Own in Iowa

Appliances Computers Electronics Furniture Gaming Jewelry Mattresses Smartphones Tires & Wheels

Rent-to-Own Laws in Iowa

Iowa has a specific rent-to-own statute (Iowa Rental-Purchase Agreement Act). Understanding your rights before visiting a store helps you negotiate better terms.

Rent-to-Own Regulations

Rent-to-own is legal in this state
Iowa Rental-Purchase Agreement Act Iowa Code §§ 537.3601 to 537.3624
Payment cap protections Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).
Early buyout rights required Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.
Repossession rules Must provide written notice of default and allow at least 5 days to cure before repossessing.
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, condition of the property, early purchase option, and any additional charges.

Last verified: December 1, 2025

Source: State Legislature / Attorney General

Frequently Asked Questions

There are 43 rent-to-own store locations across 23 cities in Iowa. This includes stores from Rent-A-Center, Arona, Ace Rent To Own, Aaron's, EZ Furniture Rentals and 1 other companies.

The cities with the most rent-to-own stores in Iowa are Cedar Rapids (4 stores), Des Moines (4 stores), Sioux City (4 stores), Council Bluffs (3 stores), Davenport (3 stores).

Rent-to-own stores in Iowa offer furniture, appliances, electronics, computers, smartphones, mattresses, jewelry, and tires. Product availability varies by store and location — use the category links above to browse by product type.

Most rent-to-own stores in Iowa do not require a traditional credit check. Approval is typically based on income verification and a valid ID. Contact stores directly to confirm their specific requirements.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.