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Rent-to-Own Stores in Iowa

46 stores · 24 cities

There are 46 rent-to-own stores in Iowa across 24 cities. Major rent-to-own companies operating in Iowa include Rent-A-Center, Arona, Ace Rent To Own, Rent All - Appliance & Furniture, Aaron's, and 3 others. The cities with the most rent-to-own stores are Sioux City (5 stores), Cedar Rapids (4 stores), Clinton (3 stores). Rent-to-own stores in Iowa offer furniture, appliances, electronics, computers, mattresses, smartphones, and more with flexible weekly or monthly payments and no traditional credit check required. Use the VRTO (Virtual Rent To Own) directory below to compare stores, check hours, and find rent-to-own options near you.

Companies

What You Can Rent-to-Own in Iowa

Appliances Computers Electronics Furniture Gaming Mattresses Smartphones Tires & Wheels

Rent-to-Own Companies in Iowa

8 companies operating 46 store locations. Open a company to see all of its Iowa locations.

R Rent-A-Center 24 locations in Iowa Arona logo Arona 9 locations in Iowa Ace Rent To Own logo Ace Rent To Own 4 locations in Iowa Rent All - Appliance & Furniture logo Rent All - Appliance & Furniture 4 locations in Iowa A Aaron's 2 locations in Iowa EF EZ Furniture Rentals 1 location in Iowa P Premier 1 location in Iowa Furniture and More logo Furniture and More 1 location in Iowa

All 24 Cities with Rent-to-Own Stores in Iowa

Jump to a city to compare stores, hours, and ratings on a map.

A

Ames 1 Atlantic 1

B

Burlington 2

C

Cedar Rapids 4 Clinton 3 Council Bluffs 3 Carroll 1

D

Des Moines 3 Davenport 2 Denison 1 Dubuque 1

F

Fort Dodge 1 Fort Madison 1 Ft. Dodge 1

I

Iowa City 2

K

Keokuk 1

M

Mason City 2 Marshalltown 1 Muscatine 1

O

Ottumwa 3 Oskaloosa 1

S

Sioux City 5 Spencer 2

W

Waterloo 3

Iowa Metro Areas

Browse by metro region to find stores near you.

Cedar Rapids Area

6 stores
Cedar Rapids (4) · Iowa City (2)

Clinton Area

5 stores
Clinton (3) · Davenport (2)

Sioux City Area

5 stores
Sioux City (5)

Ottumwa Area

4 stores
Ottumwa (3) · Oskaloosa (1)

Des Moines Area

4 stores
Des Moines (3) · Ames (1)

Burlington Area

3 stores
Burlington (2) · Fort Madison (1)

Waterloo Area

3 stores
Waterloo (3)

Council Bluffs Area

3 stores
Council Bluffs (3)

Ft. Dodge Area

2 stores
Fort Dodge (1) · Ft. Dodge (1)

Mason City Area

2 stores
Mason City (2)

Denison Area

2 stores
Carroll (1) · Denison (1)

Spencer Area

2 stores
Spencer (2)

Rent-to-Own Laws in Iowa

Iowa has a specific rent-to-own statute, Iowa Rental-Purchase Agreement Act. Understanding your rights before visiting a store helps you negotiate better terms.

Rent-to-Own Regulations

Rent-to-own is legal in this state
Iowa Rental-Purchase Agreement Act Iowa Code §§ 537.3601 to 537.3624
Payment cap protections Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).
Early buyout rights required Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.
Repossession rules Must provide written notice of default and allow at least 5 days to cure before repossessing.
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, condition of the property, early purchase option, and any additional charges.

Last updated: December 1, 2025

Source: State Legislature / Attorney General

Top cities in Iowa

Sioux City Cedar Rapids Clinton Council Bluffs Des Moines Ottumwa Waterloo Burlington
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Rent-to-own in Iowa, answered

There are 46 rent-to-own store locations across 24 cities in Iowa. This includes stores from Rent-A-Center, Arona, Ace Rent To Own, Rent All - Appliance & Furniture, Aaron's and 3 other companies.

The cities with the most rent-to-own stores in Iowa are Sioux City (5 stores), Cedar Rapids (4 stores), Clinton (3 stores), Council Bluffs (3 stores), Des Moines (3 stores).

Rent-to-own stores in Iowa offer furniture, appliances, electronics, computers, smartphones, mattresses, jewelry, and tires. Product availability varies by store and location, so use the category links above to browse by product type.

Most rent-to-own stores in Iowa do not require a traditional credit check. Approval is typically based on income verification and a valid ID. Contact stores directly to confirm their specific requirements.

Location counts and listing details may change. Always confirm important details with the retailer before you visit.

Find a store near you in Iowa

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