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Rent to own stores in Clinton, Iowa

3 rent-to-own stores serve Clinton, IA, and 3 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 3 rent-to-own stores in Clinton, IA

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Davenport Sioux City Cedar Rapids Council Bluffs Des Moines

Compare 3 rent-to-own stores in Clinton

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Clinton, IA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Premier 4.8 77 reviews 2001 Lincoln Way (563) 243-0332 Website: Premier, 2001 Lincoln Way
Aaron's 4.8 314 reviews 1663 Lincoln Hwy (563) 242-5600 Website: Aaron's, 1663 Lincoln Hwy
Rent-A-Center 4.2 70 reviews 1530 Camanche Ave (563) 243-0810 Website: Rent-A-Center, 1530 Camanche Ave

What customers are saying

Recent reviews from rent-to-own stores in Clinton.

The best customer service you’ll ever get!! Been buying from Jamie for years got awesome deals over the deals since this store opened!! Delivery person Jason and Rich are awesome and good to work with! Make sure your delivery the best! Awesome smiles while working showing they enjoy there jobs and take them serious ! I wouldn’t buy from any other store ! Love my Ashley Furniture! Jamie to you and all your staff Thank you very much for your years of wonderful and friendly service ! You made my day on my couch that was delivered and working with you on picking out the right one! Merry Christmas !!🎁🎄

Melinda Vegter
Premier

We have bought several items from the Clinton Premier store such as sectionals, wall art, high top table/chairs, beds frames and mattresses, kitchen table and chairs. Each time the service has been exceptional from beginning to end. The start can I help you, what are you looking for to the end setup and delivery. Very clean and professional. I highly recommend checking them out you will not be disappointed.

Heather Sieverding
Premier

Visited Premier Furniture this morning, we needed some bed frames! Jamie gave me a great deal from the beginning! The customer service he provided was terrific! I will be back!

Domingo Mateos
Premier

We absolutely love Premier! Everything we own in the house from furniture to beds to tables an dressers is from Premier. Very high quality an the customer service is the beat I've ever had! We recommend Premier to anyone an will continue to. Our neighbor had issues with another furniture that couldn't get what she wanted an after I suggested Premier she had it the same week. Great people an great place together quality household items!

Benjy Grant
Premier

We recently purchased a new living room set and several dressers from Premier Home Furnishings. The entire process was seamless. Jamie was great to work with on the purchase. Premier delivered the furniture to our house and placed it exactly where we wanted it. Our experience with them was top notch, I’d definitely recommend them.

Katie Peterson
Premier

They have been very helpful in everything that I've done at the store and the staff is great and friendly and understands things happen to good people that are not in our control thanks for being awesome place

Jera Schultheis
Rent-A-Center
Reviews from Google
Clinton, IA

What renting to own in Clinton looks like

3 rent-to-own stores serve Clinton, IA, from 3 companies.

Stores here include Premier (2001 Lincoln Way), Aaron's (1663 Lincoln Hwy), Rent-A-Center (1530 Camanche Ave).

Iowa regulates rent-to-own under Iowa Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), payment cap protections (Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Clinton will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Iowa, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Clinton

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Clinton.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Iowa has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Iowa law

What Iowa law gives you before you sign

Iowa regulates rent-to-own under Iowa Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Iowa Rental-Purchase Agreement Act Iowa Code §§ 537.3601 to 537.3624
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, condition of the property, early purchase option, and any additio...
Payment cap protections Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).

Nearby cities

Davenport (2) Sioux City (5) Cedar Rapids (4) Council Bluffs (3) Des Moines (3) Ottumwa (3) Waterloo (3) Burlington (2)
All rent-to-own stores in Iowa

Categories in Clinton

Furniture(3) Appliances(3) Electronics(3) Computers(3) Mattresses(3) Smartphones(1) Gaming(2)

Counts are the stores in Clinton carrying that category. A category no Clinton store carries is not listed.

Renting to own in Clinton, answered

There are 3 rent-to-own stores in Clinton, IA, from 3 companies: Aaron's, Premier, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Clinton do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Clinton offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Iowa requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Iowa regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Iowa are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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