VRTO

Rent to Own Stores in Clinton, IA

Clinton, IA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.6 ★ Avg Rating
378 Reviews

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Compare Rent-to-Own Stores in Clinton, IA

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 4.2 68 reviews 1530 Camanche Ave (563) 243-0810 Visit Website
Aaron's 4.9 310 reviews 1663 Lincoln Hwy (563) 242-5600 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Clinton.

They have been very helpful in everything that I've done at the store and the staff is great and friendly and understands things happen to good people that are not in our control thanks for being awesome place

Jera Schultheis
Rent-A-Center

I just wanted to thank you for helping me when no one else would. I was going through a tough divorce and left with nothing. As a single mom I appreciate the help. I paid off my purchase today and wanted to say thank you. Also the men who work at your Clinton Iowa store were very kind and understanding to my situation. Thank you, Shaila Hickey

Shaila Hickey
Rent-A-Center

Dalton and Isaiah We’re awesome. They worked very hard to make sure that everything was right. Thank you for going the extra mile guys!!

Mrs Pearland
Rent-A-Center

Been going through aarons for over a year now i have olny had a cpl problems but they were quick to get it taken care of workers are very respectful I called in a little upset this morning and was kinda rude n the manager just listened and gave me a call back i deal with anger n anxity issues and I was the one being disrespectful and he let me vent and we got a solution to the issue n the problem was resolved my day started out bad and the manager didnt react to my negativity listened n we talked about issue n got a resolution now that is good business id recomend going through aarons in Clinton ia anytime they have giving the rent to own experience affordable and they work with you if u are looking for a good rent to own place to go through go through aarons Clinton ia great staff

Austin Streets
Aaron's

Don and Samantha were very nice when helping us with our order. And Travis and Brooks, the delivery men were prompt and very nice. Update: Tyler a newer sales rep, also was a blast to work with getting a new TV in. - Sean C

Sean C
Aaron's

I've gotten a few different items from Aaron's and they are great to work with. Always friendly and very helpful. Samantha was the latest staff member we met with and she was extremely helpful in helping me with what I needed. Our movers were Nate and Tavian and they were great. We had a few questions and they were happy to answer them all. I would recommend Aaron's to everyone and am happy to keep leasing through them!

Amonte
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Clinton will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Iowa, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Clinton

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Clinton.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Iowa has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Browse by Category in Clinton

Frequently Asked Questions About Rent-to-Own in Clinton

Clinton, IA has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Clinton do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Clinton offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Iowa requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Iowa regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Iowa are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.