2 stores across 9 categories
Iowa City, IA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Arona, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Iowa City
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.5 86 reviews | 1214 S Gilbert St | (319) 337-9900 | Visit Website |
| Arona | 3.9 120 reviews | 1602-1/2 Sycamore Street | (319) 339-0500 | Visit Website |
Recent reviews from rent-to-own stores in Iowa City.
My husband and I have been getting appliances and furniture from them for years now; the staff are knowledgeable and friendly. Nikki is great to work with and keeps the store running like a charm; love it.
Jennifer Gaunt
I have been a customer for over 15 years and I’ve gotten nothing but courtesy & respect from the whole staff, even the delivery drivers. I’m happy with their business
Jayne Hamilton
Arona has been absolutely wonderful. The customer service was a great. I went there to get a bed and couch. And then went back to get coffee table and end tables for my living room. I didn't even have to tell them my name as they remembered who I was by name. I have had a wonderful experience with them and will use them in the future. I highly recommend them.
Wendy Horak
My husband and I have been getting appliances and furniture from them for years now; the staff are knowledgeable and friendly. Nikki is great to work with and keeps the store running like a charm; love it.
Jennifer Gaunt
Love your team from your Iowa City store! Nikki is the sweetest and gives amazing customer service!
shari ramirez
It's nice when the manager greets you with a friendly smile and....remembers your name all while multitasking😊. I love the Iowa City store because they always have what your looking for and at great prices. Thank you Katie for a great experience today.
Fatimah Murarsheed
Most stores in Iowa City will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Iowa, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Iowa City.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Iowa has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Iowa has a specific rent-to-own statute (Iowa Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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