1 store across 7 categories
Fort Madison, IA has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Last checked 1 month ago
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Recent reviews from rent-to-own stores in Fort Madison.
Tammy and her team were absolutely amazing people. They are kind courteous and very knowledgeable about the products in which Rent-A-Center carries and helpful at assisting their customers please give this team a raise.
Gail Randall
We love the service we get from here. We have gotten many things from here and the staff has always been great to us. Highly recommend.
Jerry Terrell
My entire home is with them, I got great package deals. I always state how great the employees are, but I must include the district manager, these guys are awesome, I've never seen such great team effort, these people are not just store employees, they are family, and it's so great to see hometown team members who work so great together, I've seen for myself, their jobs are hard, I couldn't do it. They have the best family team I've ever seen, keep up the great work, you are a great asset to our community! You have a great district manager, he must be proud of his team! I am a single dad with custody of my two autistic boys and am not able to go out much, these employees know my sons and I so good they automatically know what I need based on the knowledge they have of my autistic boys. Tammy, Larry, Sonya, Michelle and Michelle, you are our family. please don't ever go away. This is a hard job I have. And on top of your hard job you find time for us, I honestly believe the Lord led us to you for help you most definitely have real TEAM work. I know the headquarters must be extremely proud.
Reverend: Mark,Dustin and Mark “BOO and BUBBLES” Traman
Tammy has always been there helping me to get what I am looking for with an excellent support team behind her as well.
Jonathan Clark
I love getting to work with these guys. They are very understanding when issues come up. Plus the products we get from them are perfect. Even if it's used I've never had an issue.
Elizabeth Martin
Most stores in Fort Madison will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Iowa, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Fort Madison.
Check the store listing above for ratings, products offered, and contact details before making your visit.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Iowa has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Iowa has a specific rent-to-own statute (Iowa Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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