2 stores across 9 categories
Mason City, IA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Arona, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Mason City
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Arona | 4.3 165 reviews | 3701 4th Street SW | (641) 423-0450 | Visit Website |
| Rent-A-Center | 3.7 45 reviews | 2458 4Th St Sw | (641) 494-2488 | Visit Website |
Recent reviews from rent-to-own stores in Mason City.
My wife and I stop in one day just to check things out and see what it was all about. We were greeted with respect from Brian and Jessica. They walked us around showing what they had to offer. We finally decided on couch sectional. Delivered the next week. Love how respectful they were with delivery and set up. Six months later down the road we stopped back in and decided to see if there was different couch because we were not liking the way the one couch looked in our living room. Brian had something there that was perfect so we ended up exchanging/trading for different one. Also got a new tv in the process. Now recently we stop needing a new washer/dryer. Brian said we just got the new GE washer/dryer combo in and that is something we wanted to try to save room. They delivered the next week Brian came with to deliver it and make sure it was delivered safe (also they are not light). Fast forward I will continue to do business with them paired to other big store places that only deal in certain things. Always love the respect they give us and not trying to force us into something we don’t want or not sure on. They will also work with you to find what you want. If they don’t have it they will find it and order it for you!
Nate Gambell
omg folks if you don't know about this place you have to go check them out. The staff goes above and beyond to meet your needs. Jessica has wonderful customer service and she really tries to help you find what you want. The store manager Brian is very explaining down to the very bottom. I will forever do business there as long as Jessica and Brian are there. they need recognized for all there dedication and hard work. I wish I could give you guys more then 5 stars you so deserve it!!!
LOVE MY CAT
This store really goes beyond to look for what you need. The give you the best prices and they work with you. They are friendly and awesome people. Especially Jessica, whose personality is amazing. Her smiling face always makes you feel welcomed. I would highly recommend.
Kristina Anderson
I've bought several items in the past and not once had an issue. Their customer service is always friendly and if they don't have what you're looking for they order it as soon as possible
Eric Goetz
They treat their customers with respect and courtesy and Id recommend them to anyone that needs appliances furniture or just about anything they have it stop in and see them give them a try.
Kelly Miles
These people help get back on track and set you up for excellence. I would give more than 5 stars. Like 5.5 stars and here come the critics.
Troy Cox
Most stores in Mason City will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Iowa, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Mason City.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Iowa has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Iowa has a specific rent-to-own statute (Iowa Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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