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Home Choice

Closed right now, opens tomorrow at 10 AM. Call ahead and they will tell you what is on the floor today.

6990 80Th St S #120, Cottage Grove, MN 55016 (612) 248-1398
Closed · Opens tomorrow at 10 AM 3.9 out of 5 stars, 11 Google reviews 3.9 (11 Google reviews) How rankings work Confirmed Nov 1, 2026
On the floor here
Furniture Appliances Electronics Computers Mattresses Gaming
Inside Home Choice
Home Choice photo
Home Choice photo
Home Choice photo
Home Choice photo

Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.

What you can rent here

Home Choice is a rent-to-own retailer with 21 stores across Minnesota, serving communities from Duluth and St. Cloud to West St. Paul, Crystal, and Blaine. Its stores carry furniture, appliances, electronics, computers, mattresses, smartphones, gaming, jewelry, and tires and wheels, available on flexible weekly, bi-weekly, or monthly lease agreements. Like most rent-to-own stores, Home Choice does not require a traditional credit check to get started. It holds a 3.8-star Google rating across more than 1,200 reviews. Compare Home Choice on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each location carries.

What this store carries

These are the categories this Home Choice carries. Call the store for current prices and terms.

Furniture
Living room and bedroom sets, sofas, tables
Appliances
Washers, dryers, refrigerators, ranges
Electronics
TVs, sound systems, home theater
Computers
Laptops and desktops
Mattresses
Mattress sets, all sizes
Gaming
Consoles and accessories
Smartphones
Smartphones and tablets
Tires & Wheels
Tires mounted and balanced, wheels
Jewelry
Rings, watches, fine jewelry

This location

6990 80Th St S #120, Cottage Grove, MN. Closed · Opens tomorrow at 10 AM.

Call (612) 248-1398 Get directions

Home Choice will tell you what you qualify for before anything is run, stated by Home Choice.

Before you go in

Bring a photo ID and something that shows your income, like a pay stub.
Ask what the payment is, how many payments there are, and what the total comes to.
Ask what the item costs if you pay it off in the first 90 days.
Read the agreement before you sign it, and take a copy home.

How rent-to-own leases usually work

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Usually not required

Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Home Choice offers furniture, appliances, electronics, computers, mattresses, gaming, smartphones, tires-wheels, jewelry on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Home Choice is located at 6990 80Th St S #120, Cottage Grove, MN. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Home Choice, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Home Choice directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Home Choice to review its written return and early purchase terms.

You can contact the store directly by calling (612) 248-1398 or visiting in person at 6990 80Th St S #120, Cottage Grove, MN.

Hours and how to get there

Monday 10:00 AM – 7:00 PM
Tuesday (Today) 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday 10:00 AM – 7:00 PM
Saturday 9:00 AM – 6:00 PM
Sunday Closed

Hours confirmed with the store Nov 1, 2026. Call ahead on a holiday.

Where to find it
6990 80Th St S #120 Cottage Grove, MN 55016

Customer reviews

3.9 out of 5 stars, 11 Google reviews 3.9 11 · Google
Have you visited this store? Write a review on Google
Sheri davis
Sheri davis 1 year ago

Amazing customer service, no harassment if I was aliitle late ..thank you CG Guys....

LiJ Abe
LiJ Abe 2 years ago

you want to build your credit this the right store for ya. i bought a mattress from here now i dream big. thank you home choice.

Nicole Williams
Nicole Williams 2 years ago

Went in during black Friday to make purchase. They did let me know there would be delay on delivery. I am still to this day waiting for delivery on an item I have been making payments toward. Also lack of communication with store employees and being told different things from different employees. Never again will I purchase from this location.

Elizabeth Coleman
Elizabeth Coleman 3 years ago

What I strongly dislike about this location is that if you miss just one payment & receive a phone call from this place the person that calls you 👉 he already have an attitude and is very rude and disrespectful.. The place would show up at your door with a truck due to the fact that you had missed only one payment even tho the month is not over with yet.. After I get done paying this item off never will I deal with this location ever again. I do not think that all locations is as messy as this one is so correct me if I'm wrong.. There are two young men that works there that are kind and professional but I know that they're not the one that called talking out of their face because that is not their character.. Sometime people can take their position or title that's on their back and think that they can talk to people any kind of work but that is how you lose business. Try being humbled, patient and respectful while doing your job. Don't go to work with problems from home check yourself. Here's my review now have a blessed day..

Dave Rosenow
Dave Rosenow 3 years ago

Grand opening today. Pizza Karma food truck will be here till 3pm. Come on out and support!

Sarah Thorson
Sarah Thorson 3 years ago

It's awesome that they have a pizza truck for their Grand Opening today until 3pm!!! The store looks amazing!!!

Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Home Choice or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Home Choice is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.

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