326 N 12Th St
Middlesboro, KY 40965
Rent to Own Stores in Middlesboro, KY
Middlesboro, KY has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, American Rental, EZ Rentals, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.
4
RTO Stores
4
Companies
4.5 ★
Avg Rating
476
Reviews
Compare 4 rent-to-own stores in Middlesboro
See ratings, products, and contact info side by side.
Companies
1810 E Cumberland Ave
Middlesboro, KY 40965
317 N 12Th St
Middlesboro, KY 40965
furniture
appliances
electronics
computers
mattresses
+4 more
300 Us-25E Scenic
Middlesboro, KY 40965
furniture
appliances
electronics
computers
mattresses
+4 more
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Companies
Compare Rent-to-Own Stores in Middlesboro, KY
Side-by-side comparison to help you choose the right store for your needs.
| Store | Rating | Location | Phone | |
|---|---|---|---|---|
| American Rental | 4.9 271 reviews | 326 N 12Th St | (606) 248-0568 | Visit Website |
| EZ Rentals | 5.0 29 reviews | 1810 E Cumberland Ave | (606) 248-1586 | Visit Website |
| Rent-A-Center | 4.6 101 reviews | 317 N 12Th St | (606) 248-4500 | Visit Website |
| Aaron's | 3.6 75 reviews | 300 Us-25E Scenic | (606) 248-5808 | Visit Website |
What Customers Are Saying
Recent reviews from rent-to-own stores in Middlesboro.
American rentals really helped us and I appreciate them so much . Amanda was so good to us.. our new fridge broke down with freonleaking.. and Amanda sent us a rental and is going to have our new fridge fixed . God bless her and American rentals . I would recommend American rentals to anyone .. thank u American rentals for making our life easier.. God bless u guys.
Tammy Ward
Very impressed with the little lady that sold me my furniture. She was knowledgeable, friendy, and professional. Was very clear with the terms and went out of her way to find an ottoman to match my set. I will be doing all of furniture shopping with them in the future.
Charlotte Saylor
Great ladies here! Customer service was good and making a sale to us was easy 😁
Tonya Dyer
They're really good people here and help you don't matter what and work with you with a good deal! I had to get me another dryer and they brought me a new one on the same day!
Racheal Lewis
Great customer service everyone at this store goes above and beyond to make sure you are satisfied. I wouldn't go anywhere where else!
Dora Starrett
I’ve been a customer of theirs for over 30 years. I’ve bought a lot of furniture and appliances from them. Patrick has always gave me good deals and treated us right. There was one time several years ago my fridge had quit and I was broke until my payday. Patrick knew me so well that he let me have one and when I got paid a week later I came in and made my payment. It’s things like that trust in me that made me a lifetime customer. One thing about Patrick is that he knows me so well and that he can trust me to keep my word to him and that I will always make my payments and pay my items off. They are all good people and will do everything they can to help you. Just don’t try to rip them off and do them wrong. I honestly can’t say enough good things about them but one things for sure I won’t ever go anywhere else whenever I need something.
Henry Root
Reviews from Google
What to Bring When Visiting a Rent-to-Own Store
Most stores in Middlesboro will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
No credit check required at most stores.
Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.
Shopping for Rent-to-Own in Middlesboro
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Middlesboro.
Compare Stores Side by Side
Use the comparison table above to see all 4 stores rated by customers, with products and contact info in one view.
Ask About Early Purchase Options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check Store Hours Before You Go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read Reviews from Other Customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate Your Total Cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know Your Rights
Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Data Accuracy Notice
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
More Rent-to-Own Stores Near Middlesboro
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Frequently Asked Questions About Rent-to-Own in Middlesboro
Middlesboro, KY has 4 rent-to-own stores listed in the VRTO directory, operated by 4 companies: Aaron's, American Rental, E-Z Own Sales & Financing, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Middlesboro do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Middlesboro offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Kentucky requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Kentucky regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Kentucky are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.