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Rent to Own Stores in Barbourville, Kentucky

1 store across 7 categories

Barbourville, KY has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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What customers are saying

Recent reviews from rent-to-own stores in Barbourville.

If looking to get anything from this store, you Come to the right place. I can't Bragg enough on the courtesy and professionalism of this store. Even when I had some personal issues I feel they went out of their way to accommodate me.. A big shout out to Dillon as I delt mostly with him. Thank you Dillon and this store. You made me a believer in businesses that really show they do care. I had gotten a Refrigerator but no longer needed. They were awesome with that item. I am about to pay off my computer. I would highly recommend this store and their crew to help you with your needs. They are honest and trustworthy.

Gail Connell
Rent-A-Center

Everyone was super helpful. My washing machine died the day before Thanksgiving and we were in a bind. I originally ordered a washer online and had trouble with my order. I had to go into the store on black Friday and everything was sorted out pretty quickly. Everyone there was very knowledgeable and friendly. I just had the washer delivered today and both deliveey men were really kind and worked efficiently. They helped move the old washing machine and made sure the new one was set up correctly. They showed us how to operate the new machine and were very helpful answering our questions. I would give 10 stars if I could.

Kelli Goodin
Rent-A-Center

i love this store and the employees the best around the manager Dillon Hatfield will go up and beyond to do what he can to make every customer happy and feel valued. I have been with Rent A Center when they was Coloroma so for about a total of 6-10 years. Thank you Dillon Hatfield and the helpful employees.

Robert Selvia
Rent-A-Center

I can not say enough great things about this store. The staff always greets you when you walk in the door and they go above and beyond for their customers. They take time to explain things and answer questions. Highly recommend. I have bought 7 items from this store and I am sure I will continue to do so.

Alisa Jones
Rent-A-Center

Everyone was super helpful. My washing machine died the day before Thanksgiving and we were in a bind. I originally ordered a washer online and had trouble with my order. I had to go into the store on black Friday and everything was sorted out pretty quickly. Everyone there was very knowledgeable and friendly. I just had the washer delivered today and both deliveey men were really kind and worked efficiently. They helped move the old washing machine and made sure the new one was set up correctly. They showed us how to operate the new machine and were very helpful answering our questions. I would give 10 stars if I could.

Kelli Goodin
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Barbourville will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Barbourville

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Barbourville.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Kentucky: what the law gives you

Kentucky has a specific rent-to-own statute (Kentucky Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Barbourville

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Kentucky

Rent-to-own in Barbourville, answered

Barbourville, KY has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Barbourville do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Barbourville offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Kentucky requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Kentucky regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Kentucky are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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