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Rent to own stores in Lexington, Kentucky

5 rent-to-own stores serve Lexington, KY.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 5 rent-to-own stores in Lexington, KY

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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5 stores shown · sorted by relevance

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Mt Sterling Morehead Richmond Winchester Flemingsburg

Compare 5 rent-to-own stores in Lexington

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Lexington, KY

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
RENTMART of Lexington 4.9 709 reviews 1301 Winchester Rd #201 (859) 225-9999 Website: RENTMART of Lexington, 1301 Winchester Rd #201
Rent-A-Center 4.2 78 reviews 122 E New Circle Rd (859) 389-6769 Website: Rent-A-Center, 122 E New Circle Rd
Rent-A-Center 4.0 68 reviews 1429 Village Dr (859) 389-8754 Website: Rent-A-Center, 1429 Village Dr
Rent-A-Center 3.7 81 reviews 3130 Mapleleaf Dr (859) 268-2260 Website: Rent-A-Center, 3130 Mapleleaf Dr
Aaron's 3.7 112 reviews 2909 Richmond Rd Suite 20 (859) 294-8888 Website: Aaron's, 2909 Richmond Rd Suite 20

What customers are saying

Recent reviews from rent-to-own stores in Lexington.

Scott and Bryon are very professional and quick. Great Job!! Very satisfied!!

Brandon Creech
RENTMART of Lexington

Mike Jeffery and Brian were really helpful and over came challenges getting our furniture into our apartment! They moved everything in for us and the whole process went smoothly.Really appreciated!! Also Venessa was beyond wonderful! I never stepped foot into the store and she was able to show me furniture that fit my requests and completed everything over the phone and online! Great job Rentmart!!

Jamie Lee
RENTMART of Lexington

Jeffrey and Mike delivered a sectional and bedroom set for me today and they did a great job. I was give a 3 hour window and they were there almost at the very beginning of it. Very professional.

Ashley
RENTMART of Lexington

I highly recommend Rentmart. They are extremely nice and one time. Bryon and Scottie are very friendly and got the washer and dryer set up in no time.

dayna mcdowell
RENTMART of Lexington

Brittany at RentMart gave a solid good deal on a brand new washer and dryer. She worked quickly to get me approved and it was fast delivery. The delivery guys came out and was very professional. Thank you RentMart.

Terell Purnell
RENTMART of Lexington

I gotta give it up man Allen and johnathon are the absolute best iv had the best stuff for both my home and my kids home thanks to these two even being sick I didn't lose my stuff thank you guys

Michael Shouse
Rent-A-Center
Reviews from Google
Lexington, KY

What renting to own in Lexington looks like

5 rent-to-own stores serve Lexington, KY, from 3 companies.

Stores here include RENTMART of Lexington (1301 Winchester Rd #201), Rent-A-Center (122 E New Circle Rd), Rent-A-Center (1429 Village Dr), Rent-A-Center (3130 Mapleleaf Dr), Aaron's (2909 Richmond Rd Suite 20).

Kentucky regulates rent-to-own under Kentucky Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Lexington will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Lexington

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 5 stores in Lexington.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Kentucky law

What Kentucky law gives you before you sign

Kentucky regulates rent-to-own under Kentucky Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Kentucky Rental-Purchase Agreement Act Ky. Rev. Stat. §§ 367.976 to 367.985
Disclosure requirements Must disclose total number and amount of payments, total cost of the agreement, cash price, payment schedule, and the right to purchase earl...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

About rent-to-own in Lexington

Find rent-to-own stores in Lexington, KY. Compare pricing and options from local stores.

Nearby cities

Mt Sterling (4) Morehead (2) Richmond (2) Winchester (2) Flemingsburg (1) Louisville (11) Bowling Green (5) Ashland (4)
All rent-to-own stores in Kentucky

Categories in Lexington

Furniture(5) Appliances(5) Electronics(5) Computers(5) Mattresses(5) Smartphones(4) Gaming(5) Tires & Wheels(1) Jewelry(1)

Counts are the stores in Lexington carrying that category. A category no Lexington store carries is not listed.

Renting to own in Lexington, answered

There are 5 rent-to-own stores in Lexington, KY, from 3 companies: Aaron's, RENTMART of Lexington, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Lexington do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Lexington offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Kentucky requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Kentucky regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Kentucky are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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