2 stores across 7 categories
Richmond, KY has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Richmond
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.3 215 reviews | 674 Eastern Bypass | (859) 623-5453 | Visit Website |
| Aaron's | 4.1 130 reviews | 437 Professional Dr | (859) 626-8550 | Visit Website |
Recent reviews from rent-to-own stores in Richmond.
Huge shout out to Richmond RAC!! We have acquired several pieces of our home from them, and have no regrets. Mike is a charming salesman (Aren't they all. lol), BUT he is also compassionate and helpful. Whether I'm buying something new, or making a payment, or need a repair, MIKE IS THE MAN!!! Teresa is also very kind and helpful, and way cuter!!!, but Mike will always be the man!!! I appreciate y'all so much.
Lucy Sell
We've been using Renter Center for many years now. I highly recommend them. I appreciate all that that have done us. They go out of there to make sure that we are satisfied . The staff that they have working I've known them for years. They are very professional, and very polite. A big thank you to the crew in Richmond ky. Keep doing what you guys are doing.
Carl La Corte
Love it here. They have everything I need ❤️
Naomi Crase
Love this place and the people always willing to work with you and very friendly been with them for many years and have paid off quite a bit of stuff!
Dana Combs
I want to take a moment to share a genuinely great experience I had with Rent-A-Center. In a world where customer service can sometimes feel rushed or transactional, this experience stood out in a real way. From the moment I walked in, I was treated like a priority—not just another customer, but someone whose time, needs, and situation actually mattered. The team took the time to walk me through my options, answer my questions, and make sure I felt comfortable with my decision. There was no pressure, just real support and professionalism. On top of that, I was able to get $50 off my purchase and found a washer for under $500, which made a huge difference for me. It’s not just about saving money—it’s about feeling respected and taken care of during the process. Moments like that go a long way, especially when you’re making important purchases for your home. It reminded me that good service still exists and that there are businesses out there that truly value their customers. I’m grateful for the experience, and I’d genuinely encourage anyone looking for appliances or flexible purchasing options to give them a try. You might walk in expecting a simple transaction, but you could walk out feeling appreciated—and that’s something that shouldn’t go unnoticed.
773JUAN
Service was amazing all the way around the board. From the moment we walked in. Josh Miller was our sales manager, he did great explaining and helping break down bit by bit, thank you. Then we met with his manager to discuss delivery process. Very thorough, very nice and helpful. He knew our situation and got imus on the delivery next day. Delivery was the cherry on top of great customer service. We ran into a small problem with size issue of my new fridge and door and Tiny & Boots went above and beyond,, to make sure our new fridge was in. Thank you, all of you for making this experience friendly and comfortable. Merry Christmas 🎄 The Stewarts
Most stores in Richmond will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Richmond.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Kentucky has a specific rent-to-own statute (Kentucky Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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