4 stores across 8 categories
Mt Sterling, KY has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include A+ Rentals, Aaron's, Rent 2 Own, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones, tires-wheels. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 4 rent-to-own stores in Mt Sterling
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent 2 Own | 5.0 11 reviews | 654 Maysville Rd | (606) 783-0500 | Visit Website |
| Rent-A-Center | 4.4 62 reviews | 856 Indian Mound Dr | (859) 498-6801 | Visit Website |
| Aaron's | 4.0 81 reviews | 1112 Camargo Rd | (859) 497-4100 | Visit Website |
| A+ Rentals | 3.7 23 reviews | 1330 Indian Mound Dr | (859) 499-0069 | Visit Website |
Recent reviews from rent-to-own stores in Mt Sterling.
Thank you Bre for being extremely helpful and kind !! Thank you John and Chad for bringing my new stuff in and arranging my furniture for me , wow I give yall a 10 outta 10 !!!.
Leslie Smith
Chad & John were wonderful when delivering my couch, love seat, washer & dryer! Couldn’t have asked for a better experience!
Mason
John and Chad were great and friendly, service was great, we had our couch with in the hour, great place to do business
Shawn
Mike and Billy did an amazing job setting up and delivering my furniture I appreciate them so much!
Sierra Fugate
John and Chad were great and friendly, service was great, we had our couch with in the hour, great place to do business
Shawn
Kelli is amazing here she really cares for the customers she takes her time to go over everything woth the customer she is amazing!!!!! She went over everything i needed to know and was happy to help me she is so great !!!! She does a amazing job !!!!
Heather Martin
Most stores in Mt Sterling will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Mt Sterling.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Kentucky has a specific rent-to-own statute (Kentucky Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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