2 stores across 7 categories
Winchester, KY has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Winchester
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.1 71 reviews | 1966 Bypass Rd | (859) 737-2266 | Visit Website |
| Aaron's | 3.8 84 reviews | 650 Bullion Blvd | (859) 744-5210 | Visit Website |
Recent reviews from rent-to-own stores in Winchester.
I purchased a Washer and dryer from them about a year ago and I couldn’t have asked for better people. I am now purchasing a phone and Justin went above and beyond to get the phone. Ray is also someone I have talked to and he’s been very kind and helpful. I don’t know anyone else’s name, but I can say that everyone at my location in Winchester, Ky is absolutely amazing.
Donna Throckmorton
The staff at center sere knowledgeable on products and great pricing too.
Dustin Mcclain
There was a gentleman named Justin. Very helpful and also professional got me a recliner I love this product. Thank you Rent a center and Justin. Justin is a big asset to y'all company. I will keep buying and being a customer.
Patricia Curry
Kim helped my husband and I. We have never done a rent to own kind of thing before and Kim helped us understand it and saved us some money by splitting the items we got up. Recommend rent a center to anyone looking to rent to own home needs. Thanks Kim:)
Kelly Twist
I purchased a Washer and dryer from them about a year ago and I couldn’t have asked for better people. I am now purchasing a phone and Justin went above and beyond to get the phone. Ray is also someone I have talked to and he’s been very kind and helpful. I don’t know anyone else’s name, but I can say that everyone at my location in Winchester, Ky is absolutely amazing.
Donna Throckmorton
Aaron's has probably got the best employees around now. They are professional and courteous and put their customers first. They also have a great selection of merchandise...something for everyone! 10/10
Jessie Shaw
Most stores in Winchester will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Winchester.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Kentucky has a specific rent-to-own statute (Kentucky Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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