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Rent to Own Stores in Florence, Kentucky

4 stores across 8 categories

Florence, KY has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center, UHR Rents. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones, tires-wheels. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 4 rent-to-own stores in Florence

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Florence, KY

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent-A-Center 4.3 113 reviews 7850 Us 42 (859) 525-1313 Visit Website
Rent-A-Center 4.2 122 reviews 7275 Turfway Rd (859) 371-9231 Visit Website
Aaron's 4.2 148 reviews 7731 Mall Rd (859) 426-1904 Visit Website
UHR Rents 3.9 94 reviews 7125 Turfway Rd (859) 282-8222 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Florence.

My original post was me being irritated. Keep in mind once over twelve years with lots of purchases is pretty good. So I am revising. Tina has always bent over backwards to try and make sure I am taken care of as a customer and I have made ALOT of purchases from the Florence location. Then yesterday switched out a computer they had special ordered for me that was much higher in specs. When I took the other computer in I forgot and left a bunch of dongles in the USB ports as I was in a rush and they were about to close. Then Paula called me to let me know, and I was already on 275 on my way to Cold Springs. So Paula went the extra mile and offered to bring them and meet me in Cold Springs on her way home, as I needed them for work (I work from home) the next morning. She literally went out of her way to get them back to me so that I didn't have an extra hassle the next day. Paula has always been nice and professional any time I have spoken with her, but going out of her way when she was off the clock 100% gave her an MVP spot in my book. She didn't have too, but still went the extra mile! Paula is awesome, and the whole team at this location are rockstars!!!

Damon Lewis
UHR Rents

My original post was me being irritated. Keep in mind once over twelve years with lots of purchases is pretty good. So I am revising. Tina has always bent over backwards to try and make sure I am taken care of as a customer and I have made ALOT of purchases from the Florence location. Then yesterday switched out a computer they had special ordered for me that was much higher in specs. When I took the other computer in I forgot and left a bunch of dongles in the USB ports as I was in a rush and they were about to close. Then Paula called me to let me know, and I was already on 275 on my way to Cold Springs. So Paula went the extra mile and offered to bring them and meet me in Cold Springs on her way home, as I needed them for work (I work from home) the next morning. She literally went out of her way to get them back to me so that I didn't have an extra hassle the next day. Paula has always been nice and professional any time I have spoken with her, but going out of her way when she was off the clock 100% gave her an MVP spot in my book. She didn't have too, but still went the extra mile! Paula is awesome, and the whole team at this location are rockstars!!!

Damon Lewis
UHR Rents

This is the best rent a center around. They were so helpful getting us a good deal on a washer and when we had a problem with it (something malfunctioned, it wasn't their fault) they immediately sent someone to deliver us a new one at the same price. If you're needing any kind of appliances or furniture I would recommend them to anyone!

Brittany Cooper
Rent-A-Center

Let me tell you I've been with turfway rent a center for a couple of years and these ladies Samantha and Tracy went above and beyond today to help me because I had my new bed frame delivered and TV stand and they guys didn't hook things up properly and these Awesome young ladies came to my house personally and fixed things up themselves!! Not anyone I've ever met would have done that!! So, for this I'm truly grateful and they honestly deserve to be praised for what they do!! And what they did for me.. unfortunately Tracy is leaving this location but it's got good reason so I'm not mad...but truly hurt to be losing such an amazing person!! Thanks again to both you young ladies Samantha and Tracy for helping me personally today.. love Kris

Kris Rose
Rent-A-Center

I am a delivery driver for Whirlpool it was a pleasure doing my delivery this afternoon with Tracy and the guys they really got the store looking nice and they are so helpful and pleasant and professional I would always recommend this door to anyone that's from this area

Robert Daniels
Rent-A-Center

I am a delivery driver for Whirlpool it was a pleasure doing my delivery this afternoon with Tracy and the guys they really got the store looking nice and they are so helpful and pleasant and professional I would always recommend this door to anyone that's from this area

Robert Daniels
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Florence will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Florence

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Florence.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Kentucky: what the law gives you

Kentucky has a specific rent-to-own statute (Kentucky Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Florence

appliances computers electronics furniture gaming mattresses smartphones tires-wheels

Rent-to-own in nearby cities

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All rent-to-own stores in Kentucky

Rent-to-own in Florence, answered

Florence, KY has 4 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Rent-A-Center, and UHR Rents. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Florence do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Florence offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Kentucky requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Kentucky regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Kentucky are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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