1 store across 7 categories
Franklin, KY has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Last checked 4 weeks ago
Never shared with stores. Unsubscribe anytime.
Recent reviews from rent-to-own stores in Franklin.
Joey and the rest of his team are great people! Very friendly and very helpful! Very understanding and very reasonable and respectful! Other than one small hiccup and miscommunication, my experience with RAC has been wonderful! I have never met a bunch of guys that are aa respectful as they are! Just make sure you communicate with them and they are happy to work with you! One time they made a whole payment for me out of their own pockets! It’s always yes ma’am or no ma’am and I would happy recommend the Franklin location to anyone! 10/10 god bless these sweet boys and that sweet lady that works there too! 🙏🏼🥰❤️
Laurtina Renfrow
I had to make a mad dash in on my lunch break to sign paperwork and the team made the process smoother and faster than I expected. Sam also personally drove to another location to pick-up my chair because there was a stock issue with the one I ordered. If I need more stuff, I'll definitely be back.
Heather Randall
Whenever I order something, they are always professional, kind, and friendly. They are great people to deal with, if you ever have the opportunity. God Bless, Carol A. Evans
Epic Angel
They’re doing great service and honest about payment when I can. I’m blessed to work out with them!
Terry Clayton
These people are very helpful and understand when in bad times. They always called me to keep me updated on my furniture that was sent off to be fixed. Good people and very polite.
5 Starr Pressure Washing& More
Most stores in Franklin will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Franklin.
Check the store listing above for ratings, products offered, and contact details before making your visit.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Kentucky has a specific rent-to-own statute (Kentucky Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
Search another city or zip code to compare rent-to-own stores near you.