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Rent to Own Stores in London, Kentucky

2 stores across 7 categories

London, KY has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 2 rent-to-own stores in London

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in London, KY

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent-A-Center 4.3 94 reviews 104 Plaza (606) 401-0065 Visit Website
Aaron's 3.7 109 reviews 332 S Laurel Rd (606) 878-6405 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in London.

They were very friendly & accommodating when we needed a lift chair. The price was comparable to buying new elsewhere and they delivered quickly. I’ll check with them again when I need something else.

Karen Ward
Rent-A-Center

great staff, good variety of items to pick up, and they have good plans on any item you rent. can return at any time, and it won’t look negative on your credit report if you kept up with payments. they even will let you take it back and hold the item for you until you can afford it if you’re in a rough spot. overall just a great experience, and i certainly would come back again!

chase
Rent-A-Center

Very awesome group. They have always been good to me even through bad times and have always worked with me. Love everyone there and always have great furniture and even your household and entertainment things. Highly recommend.

Jacqueline Group
Rent-A-Center

I wish we could give more than 5 stars!!! We have done business with The Rent A Center London store for many years. They are the friendliest people and treat us with respect and kindness. We always enjoy going in and talking to the staff. They feel like family. The furniture is great quality and we have NEVER had one issue with any product we have purchased from them. FIVE STARS!!!

Rachel
Rent-A-Center

Everyone at the store was extremely helpful very considerate the guys who delivered the furniture Zeek and Cory where very polite I feel I worked them to death but they still offered to do everything where I didn't have to touch anything unfortunately I didn't take them up on that offer I had some complications with one item so Kelsy another worker came out to help me with it before he went home so all together I was very happy with the experience they all where very pleasent

Bessie Sizemore
Rent-A-Center

Best rent to own company around! Great customer service and will actually take their time to answer any questions or concerns you may have.

Kameron Hodges
Aaron's
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in London will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in London

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in London.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Kentucky: what the law gives you

Kentucky has a specific rent-to-own statute (Kentucky Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Rent-to-own in London, answered

London, KY has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in London do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in London offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Kentucky requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Kentucky regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Kentucky are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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