190 Frankfort Rd
Shelbyville, KY 40065
Rent to Own Stores in Shelbyville, KY
Shelbyville, KY has 5 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include American Rental, Bestway Rent To Own, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.
5
RTO Stores
3
Companies
4.3 ★
Avg Rating
613
Reviews
Compare 5 rent-to-own stores in Shelbyville
See ratings, products, and contact info side by side.
Companies
114 Main St
Shelbyville, KY 40065
21 Village Ln #21A
Shelbyville, KY 40065
furniture
appliances
electronics
computers
mattresses
+4 more
188 Midland Blvd
Shelbyville, KY 40065
furniture
appliances
electronics
computers
mattresses
+4 more
1733 Midland Trail Suite C
Shelbyville, KY 40065
furniture
appliances
electronics
computers
mattresses
+4 more
Price Shopping Assistant
Tell us what you're looking for and we'll use AI to help you compare options across 3 stores in Shelbyville.
We're on it!
We'll put together personalized options for you and follow up shortly.
No stores match your current filters.
Try adjusting your company filter.
Companies
Compare Rent-to-Own Stores in Shelbyville, KY
Side-by-side comparison to help you choose the right store for your needs.
| Store | Rating | Location | Phone | |
|---|---|---|---|---|
| American Rental | 4.8 187 reviews | 190 Frankfort Rd | (502) 633-1756 | Visit Website |
| American Rental | 4.8 187 reviews | 114 Main St | (502) 633-1756 | Visit Website |
| Bestway Rent To Own | 3.9 141 reviews | 21 Village Ln #21A | (502) 633-0551 | Visit Website |
| Rent-A-Center | 4.0 49 reviews | 188 Midland Blvd | (502) 633-6755 | Visit Website |
| Rent-A-Center | 4.0 49 reviews | 1733 Midland Trail Suite C | (502) 633-6755 | Visit Website |
What Customers Are Saying
Recent reviews from rent-to-own stores in Shelbyville.
Their furniture is of great quality, the price is really affordable, and their employees and delivery guys are friendly and knowledgeable and more than willing to answer your questions. To American Rental Home Furnishings, you are more than welcome to use my photos for promotional use if you want too.
Ashlee Nessel
My experience with them was absolutely amazing Will the store manager made my experience easy and affordable I highly recommend and ask for Will very friendly professional guy
aleeya brown
The staff were very professional and definitely took care of me when I needed a couch and tv for my new apartment. They were very friendly and got my stuff out to me the very next day. I will definitely be coming back to them for more stuff.
Brody and Desi
These people worked diligently to get me in the bed, I was fortunate they was there for me when I needed them. you couldn't ask for a more knowledgeable set of guys Steve took care of me he figured it all out and ain't nothing like that delivery driver Jordan. I just got my own place and the only thing I currently have is that bad thanks guys
chris Bartram
Tammy she is so amazing every time I ask for something she gets it could ask for a better person
Red horton
I gotta say I had a very pleasant experience here! I came in looking for a Tv and Lexie helped out so much helped me find the perfect model for my living room! Incredible service is an understatement! And the payment plans are extremely affordable as well! I will be definitely Be coming back in the future!
Matt Montgomery
Reviews from Google
What to Bring When Visiting a Rent-to-Own Store
Most stores in Shelbyville will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
No credit check required at most stores.
Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.
Shopping for Rent-to-Own in Shelbyville
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 5 stores in Shelbyville.
Compare Stores Side by Side
Use the comparison table above to see all 5 stores rated by customers, with products and contact info in one view.
Ask About Early Purchase Options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check Store Hours Before You Go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read Reviews from Other Customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate Your Total Cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know Your Rights
Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Data Accuracy Notice
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
More Rent-to-Own Stores Near Shelbyville
Browse by Category in Shelbyville
Frequently Asked Questions About Rent-to-Own in Shelbyville
Shelbyville, KY has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: American Rental, Bestway Rent To Own, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Shelbyville do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Shelbyville offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Kentucky requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Kentucky regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Kentucky are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.