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Rent to own stores in Mayfield, Kentucky

1 rent-to-own store serves Mayfield, KY, and 1 of them is open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 2 companies in the Murray area serve Mayfield

Stores

The 1 rent-to-own store in Mayfield, KY

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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What customers are saying

Recent reviews from rent-to-own stores in Mayfield.

Really nice people. Very helpful. Went the extra mile to get my refrigerator delivered cause I needed it so bad. I recommend them. Good job.

Pamela Forrester
Rent One

So friendly and nice I give them a 100 out of 100 the delivery guy was very nice and polite. When he brought us the washer and dryer he had to go back and get ones that work cause the ones he had the washer did so he went back to the store and made it right and the lady I spoke with over the phone also made it right, I am very well pleased with Rent one

Melanie Smith
Rent One

So far so good w/ this company. Product availability was good, product in New condition. Delivery technicians were kind, punctual and professional

Lisa Henley
Rent One

Very friendly and helpful and I like the products I have got from them.

Nancy Roberts
Rent One

The manager of the store is super nice, and takes care of their customers. I ordered a stove online, they didnt have that particular model in store. They had to drive 2 hours there, and 2 hours back just to get the model range I wanted, from another store. On the day they were originally supposed to deliver, they had an emergent situation with staffing, and she didn't have any staff to deliver. She called me, and explained the situation. She was super nice, and apologized profusely I understood the staffing situation, as its beyond her control when emergencies happen. She sat up an appointment 2 days later and guaranteed the delivery would happen. And the delivery happened as she promised. I periodically called for updates, and the manager was super nice and had the information I needed. The people at this store are great!

Charlotte Baugus
Rent One
Reviews from Google
Mayfield, KY

What renting to own in Mayfield looks like

1 rent-to-own store serves Mayfield, KY, from 1 company.

Stores here include Rent One (1678 Ky-121).

Kentucky regulates rent-to-own under Kentucky Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Mayfield will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Mayfield

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 store in Mayfield.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Kentucky law

What Kentucky law gives you before you sign

Kentucky regulates rent-to-own under Kentucky Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Kentucky Rental-Purchase Agreement Act Ky. Rev. Stat. §§ 367.976 to 367.985
Disclosure requirements Must disclose total number and amount of payments, total cost of the agreement, cash price, payment schedule, and the right to purchase earl...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Paducah (3) Louisville (11) Bowling Green (5) Lexington (5) Ashland (4) Florence (4) Hopkinsville (4) Middlesboro (4)
All rent-to-own stores in Kentucky

Categories in Mayfield

Furniture(1) Appliances(1) Electronics(1) Computers(1) Mattresses(1) Smartphones(1) Gaming(1) Tires & Wheels(1)

Counts are the stores in Mayfield carrying that category. A category no Mayfield store carries is not listed.

Renting to own in Mayfield, answered

There are 1 rent-to-own store in Mayfield, KY, from 1 company: Rent One. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Mayfield do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Mayfield offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Kentucky requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Kentucky regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Kentucky are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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