1408 Highland Ave
Carrollton, KY 41008
Rent to Own Stores in Carrollton, KY
Carrollton, KY has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include American Rental, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.
2
RTO Stores
2
Companies
4.4 ★
Avg Rating
274
Reviews
Compare 2 rent-to-own stores in Carrollton
See ratings, products, and contact info side by side.
Companies
1907 Ky-227
Carrollton, KY 41008
furniture
appliances
electronics
computers
mattresses
+4 more
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Compare Rent-to-Own Stores in Carrollton, KY
Side-by-side comparison to help you choose the right store for your needs.
| Store | Rating | Location | Phone | |
|---|---|---|---|---|
| American Rental | 4.8 205 reviews | 1408 Highland Ave | (502) 732-6560 | Visit Website |
| Rent-A-Center | 4.1 69 reviews | 1907 Ky-227 | (502) 732-0811 | Visit Website |
What Customers Are Saying
Recent reviews from rent-to-own stores in Carrollton.
Staff is awesome. Quality products for a great price. Definitely enjoy doing business with them.
Eric Wortman
I was treated with respect, curiosity i will definitely refer american rentals to my family and friends it was a great experience will definitely be back thank u all so much .
judy rose
Excellent staff with a speedy transaction. Also a amazing deal to start the lease. I will definitely be renting again once I pay off this initial item.
Amanda Bowman
Everything was as it should of been . Prompt delivery and promises kept on a deal they were running even though the merchandise wasn't in store at the time. Highly recommend Carrollton location
Richard Tucker
I was taking good care of by the staff when I was there at the store trying to find what I wanted. Delivery was on time. No hassle with having to set up your furniture yourself , they set everything up. They were pretty much in and out with no problems.
Mike Jones
This place is the like best place to rent ot own your stuff. They are flexible with payments the work with you they are there when u need them as long as u COMMUNICATE 😉!! You all r the best keep it up!!!
Nonica Dowery
Reviews from Google
What to Bring When Visiting a Rent-to-Own Store
Most stores in Carrollton will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
No credit check required at most stores.
Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.
Shopping for Rent-to-Own in Carrollton
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Carrollton.
Compare Stores Side by Side
Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.
Ask About Early Purchase Options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check Store Hours Before You Go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read Reviews from Other Customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate Your Total Cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know Your Rights
Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Data Accuracy Notice
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
Browse by Category in Carrollton
Frequently Asked Questions About Rent-to-Own in Carrollton
Carrollton, KY has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: American Rental and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Carrollton do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Carrollton offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Kentucky requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Kentucky regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Kentucky are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.