Skip to main content
New: 1,005 rent-to-own tire locations
VRTO

Rent to own stores in Monticello, Kentucky

1 rent-to-own store serves Monticello, KY, and 1 of them is open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 1 rent-to-own store in Monticello, KY

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

Matching service Not sure which Monticello store? We'll match you with a recommended store near you. Free, and it costs nothing to look. They reach out about availability and pricing.
Get VRTO store updates

Subscribe to marketing emails about rent-to-own stores and offers. Your email is not shared with stores. Unsubscribe anytime.

By signing up, you agree to receive marketing emails about stores and offers. We use your email and selected interests to send these updates. Your email is not shared with stores. Unsubscribe anytime. Subscription privacy.

You are subscribed to VRTO updates.

What customers are saying

Recent reviews from rent-to-own stores in Monticello.

Guys are great, got my fridge delivered, installed and it's nice! Get your needs taken care of at EZ Rentals good down home atmosphere that can't be beat!

Alvin Cook
EZ Rentals

Just want to say I have had a very good experience with e z Rentals and just want to Thank everyone there especially Tim Tucker for helping me pick out my fridge and getting the best deal possible!!!!

Rachel Neal
EZ Rentals

The worker's of E-Z Rentals are great people, and they have always been good and nice to Joe and I. We really like the company of E-Z Rentals. Thank You, Lorie Rife. Happy Thanksgiving.

Lorie Rife
EZ Rentals

The guys at E-Z Rentals in Monticello Kentucky are the absolute best , they are very nice and friendly, and very helpful , so if you need something go see them ,you won't be disappointed !!

Barbara Gray
EZ Rentals

Great customer service The Store Manager Sam lair and Tim or great to assist with any needs or questions you may have

Carol Fulton
EZ Rentals
Reviews from Google
Monticello, KY

What renting to own in Monticello looks like

1 rent-to-own store serves Monticello, KY, from 1 company.

Stores here include EZ Rentals (1500 N Main St).

Kentucky regulates rent-to-own under Kentucky Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Monticello will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Monticello

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 store in Monticello.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Kentucky law

What Kentucky law gives you before you sign

Kentucky regulates rent-to-own under Kentucky Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Kentucky Rental-Purchase Agreement Act Ky. Rev. Stat. §§ 367.976 to 367.985
Disclosure requirements Must disclose total number and amount of payments, total cost of the agreement, cash price, payment schedule, and the right to purchase earl...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Somerset (2) Louisville (11) Bowling Green (5) Lexington (5) Ashland (4) Florence (4) Hopkinsville (4) Middlesboro (4)
All rent-to-own stores in Kentucky

Categories in Monticello

Furniture(1) Appliances(1) Electronics(1) Computers(1) Mattresses(1) Gaming(1)

Counts are the stores in Monticello carrying that category. A category no Monticello store carries is not listed.

Renting to own in Monticello, answered

There are 1 rent-to-own store in Monticello, KY, from 1 company: EZ Rentals. Confirm important listing details directly with the retailer.
The 1 rent-to-own stores in Monticello are operated by: EZ Rentals. Each store offers different products and payment plans. Use the comparison table above to see ratings and product categories side by side.
Most rent-to-own stores in Monticello do not require traditional credit checks. Approval is typically based on income verification and proof of residence. Contact stores directly to confirm their specific requirements.
Stores in Monticello offer rent-to-own options for furniture, appliances, electronics, computers, mattresses, gaming. Product availability varies by store and location.
Use the comparison table on this page to compare all 1 stores by rating, product categories, and contact info. Click 'Website' to go directly to any store's site.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

Looking somewhere else?

Enter another ZIP code to compare rent-to-own stores near you.

VRTO uses cookies. We do not sell your information.

Do Not Sell or Share My Personal Information

Your browser sent a Global Privacy Control signal, so we set your choices to only what's needed.

Do Not Sell or Share My Personal Information

Your cookie choices

Necessary cookies keep the site working and can't be turned off. You choose the rest.

Global Privacy Control is enabled in this browser. Analytics remains off.

Necessary

Keeps you signed into your session, protects forms from abuse, and remembers your state so search results are right. Always on.

Analytics

Tells us which pages help people find a rent-to-own store, so we know what to fix. No ad targeting, no cross-site tracking.

Do Not Sell or Share My Personal Information