2 stores across 7 categories
Somerset, KY has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Somerset
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.5 200 reviews | 370 S Hwy 27 | (606) 678-0013 | Visit Website |
| Aaron's | 4.0 213 reviews | 1155 S Hwy 27 | (606) 677-0500 | Visit Website |
Recent reviews from rent-to-own stores in Somerset.
The Quality of the furniture we have rented has always been top notch. Staff is super kind and courteous. Speedy service with good customer service. Auto pay was simple and away we went! We really appreciate that in a company. We will continue to refer RAC to friends family and on social media. Thanks again. -The Scott Girls XO
H.E.R Studio LLC
Staff is super friendly and always ready to help. Auto pay was super easy and nothing was a surprise on payment. No hidden fees. Great job Aaleigha!!!
Crystal Smith
The guys at Rent A Center are always helpful and nice. If there is a problem they fix it nearly immediately. We have been their customers for over 20 years and they have gone out of their way for us on many occasions. There are also some good deals and advantages to this type of service too if you use a company like this one who actually care. I'd recommend our local store in Somerset, KY. Chris Lockard(Mgr) does a good job.
Kimberly Crowe
I love it here. The vibe is so much fun. Always fun music playing and free drinks 🍸 like soda lol. I recommend this place for anyone's rental needs! They do offer temporary rentals too!
Naomi Crase
Excellent Customer service . Went out of their way to make sure I was well informed .Quickly took care of every concern and left me with a clear picture of my possiblitys !
Joe Sparkman
Always friendly and helpful with my questions.
Sandra Lynn
Most stores in Somerset will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Somerset.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Kentucky has a specific rent-to-own statute (Kentucky Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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