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Rent to own stores in New York

138 rent-to-own stores serve New York, spread across 85 cities from Buffalo and Rochester down to small towns.

Pick your city below to see the stores near you with their hours, addresses, and Google ratings. Most do not run a credit check.

The 11 companies renting in New York

Open a company to see every one of its New York locations and the categories it carries.

Stores by city across New York

The 16 largest New York markets. Jump to a city to see its stores with hours, addresses, and ratings on a map.

New York law

What New York law gives you before you sign

New York regulates rent-to-own under New York Rent-to-Own Law, and the rules are the same at every store in the state. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

New York Rent-to-Own Law N.Y. Pers. Prop. Law ยงยง 500 to 511
Disclosure requirements Must disclose total payments, total cost, cash price, whether item is new or used, early purchase option, and reinstatement rights. Must provide the agreement in writing in the same language used in the negotiation.
Payment cap protections Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.
Repossession rules Must provide at least 7 days written notice of default. Consumer has reinstatement rights for up to 60 days after default.

Cities in New York

The ten New York cities with the most stores. Search above to reach any of the 85 cities we cover.

Categories in New York

Counts are New York stores carrying that category. A category no New York store carries is not listed.

Renting to own in New York, answered

There are 138 rent-to-own store locations across 85 cities in New York. This includes stores from Rent-A-Center, Aaron's, Arona, Great, Premier and 6 other companies.
The cities with the most rent-to-own stores in New York are Buffalo (8 stores), Rochester (8 stores), Syracuse (6 stores), Jamestown (4 stores), Watertown (4 stores).
Rent-to-own stores in New York offer furniture, appliances, electronics, computers, smartphones, mattresses, jewelry, and tires. Product availability varies by store and location, so use the category links above to browse by product type.
Most rent-to-own stores in New York do not require a traditional credit check. Approval is typically based on income verification and a valid ID. Contact stores directly to confirm their specific requirements.

Location counts and listing details may change. Always confirm important details with the retailer before you visit.

Find a store near you in New York

Enter your ZIP code to compare rent-to-own stores on a map.

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