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Rent-to-Own Stores in New York

144 stores · 85 cities

There are 144 rent-to-own stores in New York across 85 cities. Major rent-to-own companies operating in New York include Rent-A-Center, Aaron's, Arona, Great, Premier, and 5 others. The cities with the most rent-to-own stores are Buffalo (8 stores), Rochester (8 stores), Syracuse (7 stores). Rent-to-own stores in New York offer furniture, appliances, electronics, computers, mattresses, smartphones, and more with flexible weekly or monthly payments and no traditional credit check required. Use the VRTO (Virtual Rent To Own) directory below to compare stores, check hours, and find rent-to-own options near you.

Companies

What You Can Rent-to-Own in New York

Appliances Computers Electronics Furniture Gaming Mattresses Smartphones Tires & Wheels

Rent-to-Own Companies in New York

10 companies operating 144 store locations. Open a company to see all of its New York locations.

R Rent-A-Center 98 locations in New York A Aaron's 30 locations in New York Arona logo Arona 3 locations in New York Great logo Great 3 locations in New York P Premier 3 locations in New York HomeTown RTO logo HomeTown RTO 3 locations in New York AO Americas own Rent-To-Own 1 location in New York Today's Rentals logo Today's Rentals 1 location in New York Auburn Quality logo Auburn Quality 1 location in New York TT Twin Tier Rentals 1 location in New York

All 85 Cities with Rent-to-Own Stores in New York

Jump to a city to compare stores, hours, and ratings on a map.

A

Auburn 3 Albany 2 Amsterdam 2 Arcade 2 Albion 1

B

Buffalo 8 Binghamton 3 Batavia 1 Bath 1 Bay Shore 1

C

Cheektowaga 2 Canandaigua 1 Carthage 1 Catskill 1 Central Square 1 Cobleskill 1 Cohoes 1 Corning 1 Cortland 1

D

Dunkirk 3 Dansville 1

E

Elmira 3 East Greenbush 1 Endicott 1

F

Fulton 2

G

Geneva 2 Gloversville 2 Geneseo 1 Gouverneur 1 Gowanda 1 Granville 1 Greece 1

H

Hornell 2 Herkimer 1 Hudson 1

I

Ithaca 1

J

Jamestown 4 Johnstown 1

K

Kingston 1

L

Lackawanna 1 Liberty 1 Liverpool 1 Lockport 1

M

Massena 3 Middletown 2 Malone 1 Mattydale 1 Mechanicville 1 Medina 1

N

Newark 2 Niagara Falls 2 Norwich 2 Nedrow 1 Newburgh 1

O

Olean 2 Ogdensburg 1 Oneida 1 Oneonta 1 Oswego 1

P

Plattsburgh 3 Palatine Bridge 1 Penn Yan 1 Potsdam 1 Poughkeepsie 1 Pulaski 1

Q

Queensbury 1

R

Rochester 8 Rome 3

S

Syracuse 7 Schenectady 3 Salamanca 2 Saratoga Springs 1 Sidney 1 South Glens Falls 1 Staten Island 1

T

Tonawanda 2 The Bronx 1 Ticonderoga 1 Troy 1

U

Utica 3

W

Watertown 4 Warsaw 1 Waterloo 1 Watervliet 1 Wellsville 1

New York Metro Areas

Browse by metro region to find stores near you.

Syracuse Area

16 stores
Syracuse (7) · Auburn (3) · Fulton (2) · Central Square (1) · Liverpool (1) · Mattydale (1) · Nedrow (1)

Niagara Falls Area

15 stores
Buffalo (8) · Cheektowaga (2) · Niagara Falls (2) · Tonawanda (2) · Lockport (1)

Albany Area

14 stores
Schenectady (3) · Albany (2) · Amsterdam (2) · Cohoes (1) · East Greenbush (1) · Hudson (1) · Mechanicville (1) · Saratoga Springs (1) · Troy (1) · Watervliet (1)

Rochester Area

12 stores
Rochester (8) · Albion (1) · Canandaigua (1) · Geneseo (1) · Greece (1)

Jamestown Area

10 stores
Jamestown (4) · Dunkirk (3) · Salamanca (2) · Gowanda (1)

Utica Area

8 stores
Rome (3) · Utica (3) · Herkimer (1) · Oneida (1)

Geneva Area

6 stores
Geneva (2) · Newark (2) · Penn Yan (1) · Waterloo (1)

Gloversville Area

5 stores
Gloversville (2) · Cobleskill (1) · Johnstown (1) · Palatine Bridge (1)

Poughkeepsie Area

5 stores
Middletown (2) · Kingston (1) · Newburgh (1) · Poughkeepsie (1)

Massena Area

5 stores
Massena (3) · Malone (1) · Potsdam (1)

Elmira Area

5 stores
Elmira (3) · Corning (1) · Ithaca (1)

Watertown Area

5 stores
Watertown (4) · Carthage (1)

Rent-to-Own Laws in New York

New York has a specific rent-to-own statute, New York Rent-to-Own Law. Understanding your rights before visiting a store helps you negotiate better terms.

Rent-to-Own Regulations

Rent-to-own is legal in this state
New York Rent-to-Own Law N.Y. Pers. Prop. Law §§ 500 to 511
Payment cap protections Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).
Early buyout rights required Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.
Repossession rules Must provide at least 7 days written notice of default. Consumer has reinstatement rights for up to 60 days after default.
Disclosure requirements Must disclose total payments, total cost, cash price, whether item is new or used, early purchase option, and reinstatement rights. Must provide the agreement in writing in the same language used in the negotiation.

Last updated: December 1, 2025

Source: State Legislature / Attorney General

Top cities in New York

Buffalo Rochester Syracuse Jamestown Watertown Auburn Binghamton Dunkirk
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Rent-to-own in New York, answered

There are 144 rent-to-own store locations across 85 cities in New York. This includes stores from Rent-A-Center, Aaron's, Arona, Great, Premier and 5 other companies.

The cities with the most rent-to-own stores in New York are Buffalo (8 stores), Rochester (8 stores), Syracuse (7 stores), Jamestown (4 stores), Watertown (4 stores).

Rent-to-own stores in New York offer furniture, appliances, electronics, computers, smartphones, mattresses, jewelry, and tires. Product availability varies by store and location, so use the category links above to browse by product type.

Most rent-to-own stores in New York do not require a traditional credit check. Approval is typically based on income verification and a valid ID. Contact stores directly to confirm their specific requirements.

Location counts and listing details may change. Always confirm important details with the retailer before you visit.

Find a store near you in New York

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