Last checked 1 month ago
Rent to Own Stores in Malone, New York
1 store across 7 categories
Malone, NY has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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What customers are saying
Recent reviews from rent-to-own stores in Malone.
Very polite atmosphere. Leah has been amazing and the rest of the staff is very helpful!
Rent-A-Center in Malone my. Where do I begin? Well let me first start by saying that I have been a customer of this place for many, MANY years. I have had good experiences and bad. My past experiences when they had different management a few years back I would have given an overall rating of ZERO. But since dealing with Dan Cibelli I must say what an absolute wonderful person. He has addressed ALL of my problems sufficiently and promptly. He has been the absolute most awesome person to me and my family. Dan has a heart of pure gold. I recently lost my unbiologically related brother in June of 2024 and then my father in Oct of 2024. Dan was so very sympathetic and was willing to help me with my payments while I was grieving. He was willing to let me be a couple days late to ensure I focused more in my losses and didn't have the extra stress. When I call because of financial instabilities he is always so willing to work with me and do whatever he can to make sure we are both happy at the end of the conversation. Dan thinks strictly and solely about making his customers happy and content. He worried about getting his payments as directed but he is more focused about keeping his customers and keeping them reasonably happy. All of the employees that currently work at the Malone location are equally as outgoing. I would not choose nor would I go to another rent a center location to do business. I am extremely over the top happy with the service I receive. The employees, Leah, Rob, Joe and Jeremiah are all wonderful , wonderful people to deal with. At this location Dan always puts his customers first. Not only do I do business with Dan but he has become a good friend as well 😀. My overall rating for this facility is a 5 STAR all the way. A++ customer service. Keep up the good work Dan. Ur truly an amazing person. I would highly highly recommend the Malone location to anyone looking. 😁😁😁😁 Always Krista Niles
The staff at my store have been absolutely wonderful. Joe helped sell me a washer and dryer within my budget and didn't make me feel like I was bothering them when I needed someone to come look at it when the hose they hooked up had a crack in it. Everyone has been great, very professional, and easy to work with.
You pay about triple by the time your done but there are no credit checks and if you change your mind they just take it back. They deliver and set up at no extra charge! Sweet deal if you live paycheck to paycheck like most around here.
My local rent a center has the best employees ever! They are very prompt helping me out, with my needs.the manager is a very wonderful person along with all the employees, I am very good customer and I appreciate everything they do for me.
What to bring when visiting a rent-to-own store
Most stores in Malone will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In New York, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Malone
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Malone.
Compare stores side by side
Check the store listing above for ratings, products offered, and contact details before making your visit.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. New York has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in New York: what the law gives you
New York has a specific rent-to-own statute (New York Rent-to-Own Law). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Malone
Rent-to-own in Malone, answered
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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