VRTO

Find Stores Near Me

All Major Companies
4,449+ Stores
100% Free

Rent to Own Stores in Buffalo, NY

Buffalo, NY has 5 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 255,284 and a median household income of $40,406 (Source: US Census Bureau, American Community Survey), Buffalo represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in NY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

5 RTO Stores
2 Companies
3.9 ★ Avg Rating
294 Reviews

Compare 5 rent-to-own stores in Buffalo

See ratings, products, and contact info side by side.

Compare Stores

Companies

Price Shopping Assistant

Tell us what you're looking for and we'll use AI to help you compare options across 2 stores in Buffalo.

We're on it!

We'll put together personalized options for you and follow up shortly.

By submitting, you agree that your information may be used to provide personalized rent-to-own recommendations. We do not share your data with third parties without your consent.

No stores match your current filters.

Try adjusting your company filter.

Compare Rent-to-Own Stores in Buffalo, NY

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 4.5 64 reviews 754 Tonawanda St (716) 877-1116 Visit Website
Rent-A-Center 3.8 50 reviews 3148 Bailey Ave (716) 837-6800 Visit Website
Rent-A-Center 3.4 48 reviews 4405 Milestrip Rd (716) 824-8088 Visit Website
Rent-A-Center 3.9 59 reviews 2228 Seneca St (716) 825-9988 Visit Website
Aaron's 4.1 73 reviews 2227 Park Ave (716) 821-0915 Visit Website

What Customers Are Saying

Recent reviews from rent-to-own stores in Buffalo.

Very friendly associates and great and fast customer service. Decent weekly rates on quality merchandise. Thanks!

Joel Wagoner
Rent-A-Center

I will give them a vist real soon, took a girlfriend there yesterday, 2 mk a payment & the worker was nice, kind & very Professional .

Monique Spearman
Rent-A-Center

I wasn't expecting to be able to sign an agreement initially just to fill out paperwork to set up my account. The staff were patient and took their time processing my paperwork and they worked with me to set up an agreement that I could work with to get the things I needed.

Patricia Coleman
Rent-A-Center

I was very happy with the outcome when I walked into your Bailey Avenue store and was able to walk out knowing that my wash machine and dryer will be delivered the very next day

Rashuan Brown
Rent-A-Center

Derrick is the PERFECT RAC host. he always does me right, which is why i and my husband have been his best customers, for over 3 years.

catherine johnson
Rent-A-Center

First off I wanna say Katie is Amazing! Katie is a hard worker, kind and has excellent customer service! Nicole is Amazing as well! I have had no issues with anything I have gotten from this store! Thank you ladies for going above and beyond to help me! I appreciate you.

Jody
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Buffalo will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In New York, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Buffalo

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 5 stores in Buffalo.

Compare Stores Side by Side

Use the comparison table above to see all 5 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. New York has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Buffalo

Find rent-to-own stores in Buffalo, NY. Compare pricing and options from local stores.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

More Rent-to-Own Stores Near Buffalo

Cheektowaga

NY · 2 stores

Niagara Falls

NY · 2 stores

Tonawanda

NY · 2 stores

Lockport

NY · 1 store

Rochester

NY · 8 stores

Syracuse

NY · 7 stores

Jamestown

NY · 4 stores

Watertown

NY · 4 stores

Browse by Category in Buffalo

appliances in Buffalo computers in Buffalo electronics in Buffalo furniture in Buffalo gaming in Buffalo jewelry in Buffalo mattresses in Buffalo smartphones in Buffalo tires-wheels in Buffalo

Frequently Asked Questions About Rent-to-Own in Buffalo

Buffalo, NY has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Buffalo do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Buffalo offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. New York requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. New York regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in New York are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.