2 stores across 7 categories
Cheektowaga, NY has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Last checked 1 month ago
3843 Union Rd, Suite 12
Cheektowaga, NY 14225
Last checked 4 weeks ago
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Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.1 74 reviews | 1526 Walden Ave Suite 100 | (716) 892-9246 | Visit Website |
| Rent-A-Center | 4.1 74 reviews | 3843 Union Rd, Suite 12 | (716) 892-9246 | Visit Website |
Recent reviews from rent-to-own stores in Cheektowaga.
Bianca was great to work with, was informative, assisting me with all questions and any questions I had she wasn’t 100% sure about she followed up with her manager to get me answers within seconds! She wasn’t extremely helpful and friendly and would come back to the store or recommend her to anyone in the future ——buffalo NY 14225 location
Christina Ann
Galore of appliances to choose from. Contract and non contract offered. Payment plans to fit your income.
EVANGELIST PINGLING
The Walden location has been my favorite thus far. They're always going the extra mile to meet the needs of the customers and make sure they’re happy. I appreciate the kindness I always receive when coming in / calling in a payment. Caitlin & Keegan make sure that the customer comes first & leaves happy to the best of their ability. 10/10 would recommend to a friend.
Brittany Pierog
The store staff was very helpful. Delivery was on time. He did drop the couch on my table, but it was because he should have had another man to help. He apologized for the drop. It did break something of mine but I wasn't mad, accidents happen. He was nice. I made the tip smaller.
TRUMP-EPSTEIN FILES Call it what it is.
Bianca was great to work with, was informative, assisting me with all questions and any questions I had she wasn’t 100% sure about she followed up with her manager to get me answers within seconds! She wasn’t extremely helpful and friendly and would come back to the store or recommend her to anyone in the future ——buffalo NY 14225 location
Christina Ann
Galore of appliances to choose from. Contract and non contract offered. Payment plans to fit your income.
EVANGELIST PINGLING
Most stores in Cheektowaga will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In New York, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Cheektowaga.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. New York has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
New York has a specific rent-to-own statute (New York Rent-to-Own Law). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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