Last checked 3 weeks ago
Rent to Own Stores in Tonawanda, New York
2 stores across 7 categories
Tonawanda, NY has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Tonawanda
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Tonawanda, NY
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.2 61 reviews | 798 Young St | (716) 695-4964 | Visit Website |
| Aaron's | 4.0 55 reviews | 855 Young St | (716) 695-0205 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Tonawanda.
Amanda and her team is always there to help me get the best part at the best prices, plus delivery. Even the delivery guy was awesome and when I needed them to handle my equipment they was here for me. To everyone is great awesome job....
I went to the young’s st location in Tonawanda. They set everything up in 10 minutes and were able to deliver within 2 days!
The team members at this location are the best. Ive been with them on and off for almost 10 or 11 years.
The team members at this location are the best. Ive been with them on and off for almost 10 or 11 years.
Amanda and her team is always there to help me get the best part at the best prices, plus delivery. Even the delivery guy was awesome and when I needed them to handle my equipment they was here for me. To everyone is great awesome job....
Love love the place, they have great prices and services, but just a piece of advice is to really pay attention to details on delivery and the items that are being delivered. Not everything is the delivery guys fault when it comes to broken items, sometimes they come like that. It might be best for the store to really look at those details before the ship the items out. I don't know, there must be a way to make sure that it's not broken or damaged specifically if you are not buying it used but brand new. Other than that they are wonderful.
What to bring when visiting a rent-to-own store
Most stores in Tonawanda will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In New York, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Tonawanda
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Tonawanda.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. New York has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in New York: what the law gives you
New York has a specific rent-to-own statute (New York Rent-to-Own Law). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
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VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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