4 stores across 9 categories
Jamestown, NY has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Arona, HomeTown RTO, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 4 rent-to-own stores in Jamestown
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| HomeTown RTO | 4.9 457 reviews | 815 Foote Ave | (716) 720-5080 | Visit Website |
| Rent-A-Center | 4.1 92 reviews | 762 Foote Ave | (716) 487-1080 | Visit Website |
| Arona | 4.0 114 reviews | 1383 E. 2nd St | (716) 488-2924 | Visit Website |
| Aaron's | 4.0 113 reviews | 1800 Washington St | (716) 664-3131 | Visit Website |
Recent reviews from rent-to-own stores in Jamestown.
Chris and Avery were very friendly and efficient, made sure I knew how to put the frame together per my request that I wanted to. Asked if I needed anything else all with a smile on their faces. Thank you for the great hospitality!
Tabatha Wilson
Hunter and Abrey and Joe were awesome. My mom needed a better recliner and they found and hooked us up with an electric recliner in under a week. Fast simple process and great attitude all the way around
Mr Bassovich
I just had a washer delivered to me and my boyfriend from to of the workers. They were Chris and Avery. They did very well delivering the washer. Very polite and I recommend them to deliver all of my stuff when I get stuff from them. I appreciate you both
Brooklyn Livingston
Hunter and Avery did a great job delivering my washer and dryer! Very good customer service!
Allen Evans
Leonard and Chris worked hard to get my new couch and dinning set in my house! They were friendly, patient and very polite . I would recommend Hometown RTO to anybody! Thank you guys for all your hard work!
Heather Chamberlin
Molly , Dj , The Drew’s and Greg the gentle Pittbull have been nothing but excellent to me everytime I enter the store . Sale service is exceptional and I happily leave the store with another superb purchase . Prices top all the rest and the delivery is always on time and handled with care . Respectful knowledgeable and kind always is this crew that seems to work as one well oiled machine . If looking to go the rent to own route Arona home essentials is without a doubt the easiest choice of them all and 2nd to none….
Andrew Heggarty
Most stores in Jamestown will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In New York, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Jamestown.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. New York has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
New York has a specific rent-to-own statute (New York Rent-to-Own Law). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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