3 stores across 7 categories
Binghamton, NY has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Companies
Last checked 1 month ago
1139 Front St
Binghamton, NY 13905
Last checked 1 month ago
Last checked 1 week ago
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Compare 3 rent-to-own stores in Binghamton
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.3 75 reviews | 10 Glenwood Ave #105 | (607) 770-1100 | Visit Website |
| Rent-A-Center | 4.1 76 reviews | 1139 Front St | (607) 723-8544 | Visit Website |
| Aaron's | 3.8 157 reviews | 201 E Main St Ste 2 | (607) 729-4961 | Visit Website |
Recent reviews from rent-to-own stores in Binghamton.
I’ve never had a problem with the glenwood ave store in Binghamton Always upfront honest and very friendly I have made a few purchases from them and always a delight jc is the one I talked to the most and he’s an amazing employee he’s very kind and made sure I was taken care of in a timely manner thank you
Jay Sharot
It was easy to use the app gotten approved and n the spot ordered what I wanted delivery 1 to 3 days that’s it it was real easy and fast thank you Brenda Pierson
Brenda Pierson
I ALWAYS have an exceptional experience with my home rac. The people ,JC is the one who I usually deal with.. he is awesome. The crew they have there is very informative and if I need something specific they go above and beyond to try to find it for me. That’s the reason I’ve dealt with my RAC store for well over 20 + years
kit jones
I went in for a mattress and what I got was some of the best, most diligent customer service I’ve ever experienced from Rent-A-Center and in general. I highly recommend working with the staff at this location to get what you need in a timely fashion! A great experience. Met some challenges in getting what I needed right away, but was worked with to ensure everything that could be done was done.
Shawn Neville
It was easy to use the app gotten approved and n the spot ordered what I wanted delivery 1 to 3 days that’s it it was real easy and fast thank you Brenda Pierson
Brenda Pierson
I've been using this store for years I have gotten all my appliances from them they are professional courteous and just a all around great experience
Michelle Jacquline Pierce
Most stores in Binghamton will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In New York, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Binghamton.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. New York has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
New York has a specific rent-to-own statute (New York Rent-to-Own Law). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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