VRTO

Rent to Own Stores in Gloversville, NY

Gloversville, NY has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Great, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.7 ★ Avg Rating
122 Reviews

Compare 2 rent-to-own stores in Gloversville

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Compare Rent-to-Own Stores in Gloversville, NY

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Great 4.7 68 reviews 59 N Main St (518) 773-7368 Visit Website
Rent-A-Center 4.6 54 reviews 44 Church St (518) 773-2642 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Gloversville.

Thegeneral here. Good people, great history, friendly staff, exceptional service,on time, always do exactly what they say they will do for you. Been a customer for over 3 years. Never have I had a complaint or problem. Charlie,Zack,Devin are beyond reproach. Great group of gentlemen here that help you solve your problem. These employees are long time workers with great customer skills. I am continually impressed when I come in the store, it's clean alive and has a friendly we get the "job done attitude". Delivery of products are on time efficient, convenient and punctual. Maintenance on products if needed is immediate. I can honestly say without Questions, I have never EVER had a problem. They are open later than most business downtown with a wide selection of furniture, appliances and electronics. We should be proud and support these types of local businesses. I will. Also,Jimmy's food right down the block is awesome TOO.!!! Chicken wings!! Don't forget the Soul food restaurant too!!! OMG!!! AUTHENTIC TOO SAY THE LEAST!!! THIS IS A REALITIVLY NEW... I'll get some tomorrow now that I think about it!!! You let them know thegeneral sent you.

the general
Great

I Absolutely love this place! Great people & Awesome prices! I love that they offer retail as well as rent to own. 90 days same as cash is a great way to save $ too! Ask for Dale or Charlie!

Joey Wilson
Great

I use their service I have a great time talking to Mark and Charlie the computer guy. If it wasn't for them my home wouldn't be operating as it is as I'm on a limited income as I work towards better days. Thank you for understanding if I'm late on payments you work with me and even have discounts if there was a ding in the appliance being installed! Love this company -§JR/OSIRIS ∆

Scott Baker jr
Great

Theresa is by far the best to deal with at the gloversville store. If I ever have any issues with my account I know she's the one to call! Her customer service is amazing! She takes her time to make sure the customer is always happy. If I can't find what I want She goes above and beyond to find what I'm looking for. She is always so understanding and will break her back to help anyone! She is a great asset to the company!!

jen playford
Rent-A-Center

The employees at the Gloversville NY store are amazing, so helpful and make you feel like family

J Annese
Rent-A-Center

Incredible friendly staff. So helpful. Great customer service, above and beyond! Been working with them 8 years ! 100 percent love everything I've ever got from them !

melissa Gaioni
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Gloversville will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In New York, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Gloversville

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Gloversville.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. New York has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Frequently Asked Questions About Rent-to-Own in Gloversville

Gloversville, NY has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Great and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Gloversville do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Gloversville offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. New York requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. New York regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in New York are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.