VRTO

Rent to Own Stores in Kingston, NY

Kingston, NY has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
3.5 ★ Avg Rating
104 Reviews

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Compare Rent-to-Own Stores in Kingston, NY

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 3.3 62 reviews 797 Broadway (845) 338-0002 Visit Website
Aaron's 3.7 42 reviews 298 Plaza Rd (845) 338-4333 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Kingston.

I just had my king bed set delivered, and I couldn’t be happier with the service from Rent-A-Center. The delivery team was on time, professional, and handled everything with care. Setup was quick and easy, and they made sure everything was exactly how I wanted it before leaving. I also want to say how great they’ve been to me over the past year. From flexible payment options to friendly, respectful customer service, they’ve always worked with me and treated me like more than just a customer. Any time I had questions or needed help, they were there. Overall, Rent-A-Center has been reliable, honest, and genuinely helpful. I highly recommend them if you’re looking for quality products and a team that actually cares.

Eric Cruz
Rent-A-Center

They are amazing. The staff is great the service is awsome and they deliver to you very fast. Pay

Eddie Taylor
Rent-A-Center

I needed a short term rental and they filled it to the letter! Staff was amazing, so fast and efficient, and the delivery and pick up guys were wonderful! Thank you all so much

Felicia Orton
Rent-A-Center

I had a great time, all my questions were answered with outstanding response. You can tell the staff here cares about what they are doing and the quality of service given to their customers. Would definitely recommend this place over other rent-a-centers!

Brandon Borst
Rent-A-Center

Angelo was super helpful getting us out of a tough spot with a different store and into a bed we love. John and Jim are expert craftsman and timely drivers who will get the job done efficiently and will not have you waiting around all day. 10/10 experience

Jared Pellin
Aaron's

Rented for years, always paid on time or paid off early, no problems, plan on going back soon. If something was not correct it was fixed, recommend but I also recommend you pay your bill, nothing is for free, if you don't want interest, pay it off early js.

Kelly B
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Kingston will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In New York, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Kingston

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Kingston.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. New York has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Kingston

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Frequently Asked Questions About Rent-to-Own in Kingston

Kingston, NY has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Kingston do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Kingston offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. New York requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. New York regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in New York are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.