Last checked 3 weeks ago
Rent to Own Stores in Middletown, New York
2 stores across 7 categories
Middletown, NY has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Companies
Last checked 1 month ago
Never shared with stores. Unsubscribe anytime.
No stores match those filters.
Try clearing the company filter.
Companies
Compare 2 rent-to-own stores in Middletown
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Middletown, NY
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 3.0 72 reviews | 360 Ny-211 | (845) 343-6890 | Visit Website |
| Aaron's | 3.0 72 reviews | 357 Ny-211 E | (845) 343-6890 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Middletown.
Got a delivery from two lovely woman yesterday that worked so hard and endlessly to get a big piece of furniture ordered into my home. I truly appreciate the hard work. They went out there way for great customer satisfaction! Sending these ladies Their flowers 💐
Yes I agree I have been with rent a center on 211 for years never EVER had an issue when Derrick was manager but when Brian came all hell broke through. Now that Derrick is back I already told him he can’t leave again so if u had a bad experience before don’t blame rent a center there a franchise. Trust me go see DERRICK is there or anyone on 21- Middletown got your back. Much love
I've gotten a few different things from here throughout the years and I've always been satisfied! I was able to get a Nintendo Switch from here and recently a Wirlpool portable washer! Everything is in new condition at a very affordable price! 10/10 recommend 👌🏼
Excellent service and staff. Very thorough and they really take their time to ensure the client is treated right. Definitely will do business with them again in the future.
Got a delivery from two lovely woman yesterday that worked so hard and endlessly to get a big piece of furniture ordered into my home. I truly appreciate the hard work. They went out there way for great customer satisfaction! Sending these ladies Their flowers 💐
What to bring when visiting a rent-to-own store
Most stores in Middletown will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In New York, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Middletown
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Middletown.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. New York has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in New York: what the law gives you
New York has a specific rent-to-own statute (New York Rent-to-Own Law). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Middletown
Rent-to-own in nearby cities
All rent-to-own stores in New YorkRent-to-own in Middletown, answered
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
Looking somewhere else?
Search another city or zip code to compare rent-to-own stores near you.