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Rent to Own Stores in Newark, NY

Newark, NY has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
1 Companies
3.8 ★ Avg Rating
101 Reviews

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Compare Rent-to-Own Stores in Newark, NY

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 3.5 53 reviews 6720 Ny-31 (315) 331-1101 Visit Website
Rent-A-Center 4.0 48 reviews 850 W Miller St (315) 331-0486 Visit Website

What Customers Are Saying

Recent reviews from rent-to-own stores in Newark.

I rent from rent a center in newark and I rented tires for my car, mattress n bed frame n living room set. I have never ever ran into a problem with anyone at the store. Had a problem one month with a payment due to had to pay for medicine n they helped me ..their furniture is not junk either. I rather use rent a center than Arron's..

Deborah
Rent-A-Center

I have been with rent a center for years and the people there are amazing I have gotten a living room set a washer and dryer a bedroom set a refrigerator a game system a freezer and a TV from them and never had a problem with them on miller St Newark NY

Julie Finnerty
Rent-A-Center

My experience with Rent-A-Center (Branch/Location: 850 W Miller St, Newark, NY 14513...Near the Wegmans Plaza). I just moved and was in desperate need of a new bed (as quick as possible)! I filled out an online application on their app... and within MINUTES I received a responding call from an EXELLENT Customer Sales Representative VICTOR! Victor reached out to me to inquire about my needs exactly answer what I was looking for in detail. I explained to him the rush I was in and why what a big deal was that I obtained such an item as soon as possible he told me to come right down to the store right then or anytime after at my convenience during their opening hours and you would be more than happy to talk over details and make sure he figured out an arrangement for me to make sure I was satisfied. Of course my dear you ran long and I never made it into the Rent-A-Center location until the following afternoon. As I walked in the store I was greeted kindly right at the door buy a very nice gentleman who happened to be Victor whom I spoke with the previous day! I explain to him I was and he remembered me vividly and taking the initiative to pick me out the most extremely softest mattress I've ever felt and ran with my application and put the order in for me and it was already set and ready to be delivered to my house that afternoon if not the following day! At that time I had some more time to think and of course wanted to manipulate the contract as for details the items and add more and he had no problem with that whatsoever sad I was all set with in no time at all after leaving the store location I had received the online rental agreement. With that I was still even a little unsure of how to go about feeling that out or if it was even spam mail lol of course I called in inquired and he was kind enough to walk me through the steps of the procedure and made the whole entire process so stress free he was very prompt he went out of his way to over exceed what I even it deserved as for my request on my initial application and accommodated my rushed timing!!!! I sincerely can't say enough great things about this specific customer service representative. Between his prompt follow up, his attentiveness to detail, his charisma, understanding, professionalism and tolerance for the obnoxious public when needing such things on demand (like myself. LOL) He really gave me reason to believe that there still are good hard-working people out there with great customer service to offer with a strong work ethic as he represented to me, himself that day. He illustrated GREAT Pride in his work, as it showed! I clearly can't make mention of this enough, as I am truly so thankful!!! As a business owner myself, I had to make sure to take the time to give this specific individual a rave review! I believe in giving credit when credit is due! I know most individuals out there like myself have noticed that sense the pandemic it's nearly impossible to find good customer service nowadays. However, Victor proved that not to be the case and illustrated that there is still are good hard workers out there that kindly take pride in their work and go out of their way, above and beyond for sure, without financial incentive being the only reason to get them to do so! I HIGHLY RECOMMEND THIS STORE & Company, as well as this specific individual: VICTOR, to do any customer relations for business to be done with if possible! His skills are on point! Yes, remember the name guys! because he's worth the reach if choosing your sales representative is a possibility! I can almost guarantee that he will make sure not to disappoint! Thank You RAC! Michele V.

MICHELE VANDAMME
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Newark will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In New York, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Newark

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Newark.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. New York has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Newark

appliances in Newark computers in Newark electronics in Newark furniture in Newark gaming in Newark jewelry in Newark mattresses in Newark smartphones in Newark tires-wheels in Newark

Frequently Asked Questions About Rent-to-Own in Newark

Newark, NY has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Newark do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Newark offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. New York requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. New York regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in New York are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.