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Rent to own stores in Charlotte, North Carolina

14 rent-to-own stores serve Charlotte, NC.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 14 rent-to-own stores in Charlotte, NC

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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14 stores shown · sorted by relevance

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Gastonia Kannapolis Concord Monroe Mooresville

Compare 14 rent-to-own stores in Charlotte

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Charlotte, NC

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Bestway Rent To Own 4.7 195 reviews 6227 Blvd (704) 643-3902 Website: Bestway Rent To Own, 6227 Blvd
Bestway Rent To Own 4.5 125 reviews 4501 North Tyron St. (704) 598-1222 Website: Bestway Rent To Own, 4501 North Tyron St.
Bestway Rent To Own 4.0 143 reviews 6325 Albemarle Rd. (704) 566-7782 Website: Bestway Rent To Own, 6325 Albemarle Rd.
Carolina Rent To Own 3.9 27 reviews 3204 N Sharon Amity Rd (704) 563-6055 Website: Carolina Rent To Own, 3204 N Sharon Amity Rd
Bestway Rent To Own 3.8 198 reviews 3301 Freedom Drive (704) 392-1908 Website: Bestway Rent To Own, 3301 Freedom Drive
Rent-A-Center 3.8 88 reviews 5607 Blvd (704) 527-4149 Website: Rent-A-Center, 5607 Blvd
Rent-A-Center 3.8 101 reviews 4525 N Tryon St (704) 598-6400 Website: Rent-A-Center, 4525 N Tryon St
Carolina Rent To Own 3.8 25 reviews 3109 Freedom Dr (704) 499-9393 Website: Carolina Rent To Own, 3109 Freedom Dr
Rent-A-Center 3.6 93 reviews 3114 Eastway Dr (704) 535-7420 Website: Rent-A-Center, 3114 Eastway Dr
Aaron's 3.5 77 reviews 3049 Freedom Dr (704) 399-0469 Website: Aaron's, 3049 Freedom Dr
Aaron's 3.4 96 reviews 6411 N Tryon St (704) 509-6252 Website: Aaron's, 6411 N Tryon St
Aaron's 3.3 91 reviews 1848 Galleria Blvd (704) 567-0200 Website: Aaron's, 1848 Galleria Blvd
Carolina Rent To Own 2.6 36 reviews 4903 Blvd C (704) 529-7300 Website: Carolina Rent To Own, 4903 Blvd C
Aaron's - 6021 Blvd (704) 509-6252 Website: Aaron's, 6021 Blvd

What customers are saying

Recent reviews from rent-to-own stores in Charlotte.

I have been a customer of Bestway on South Blvd since 2009, my experience was really good, it had quite a bit of turn over in Management until Ms. Christina Nelson came to manage this store in 2015. She is absolutely 💯 my reason for remaining a customer. She is very professional and takes the time out to walk her customers through any concerns they may have. She has truly been what this store needed. I have remained here because Christina and her staff treats their customers like people. The store is always clean and organized. I would refer anyone I know to Bestway South Blvd anytime!

Tomeaka Long
Bestway Rent To Own

I love Christina, she always take care of me, and her delivery driver Issac is the best.

Artisha Mclendon
Bestway Rent To Own

All I can honestly say is Ms Christina is a Godsend. Her track Record speaks for itself. She has outstanding customer service and a gift of not leaving not one person in need. Do yourself a favor. Go check her out.🙏🏾💜

Wanda M Patterson
Bestway Rent To Own

Definitely recommend them they’re the best to ever do it I love how I was treated w care and respect as a family vibe I love ms Christine

ThatKidBamo Sabb
Bestway Rent To Own

Bestway on 6227 South Blvd, Charlotte, NC 28217 the store manager and her team goes above and beyond for their customers they make you feel right at home the warm embrace you feel once you enter into their store… the employees shows you the same heartfelt courtesy as well even when the boss is off or at another location tracking down an item that you want. I’ve been a loyal customer for years rather if u family or not I tell people check out Bestway on south blvd they will treat you right. They aren’t like any store I’ve dealt with they don’t just push your concerns aside like you don’t matter. I love their team work wish more business was more like Ms. Christina and her team…..😇❤️ I love you guys keep up the good work 😇❤️

Yolanda Roseboro
Bestway Rent To Own

Mr Eric and his team of worker are some of the nicest people. They make sure the customers are very happy with the service. If there is something you want and it’s not in there store. They will call around to see if another store has it. And will deliver at a speedy time and pick it up. I enjoy doing business with them. Thank you Ms Moore.

Denise W
Bestway Rent To Own
Reviews from Google
Charlotte, NC

What renting to own in Charlotte looks like

14 rent-to-own stores serve Charlotte, NC, from 4 companies.

Stores here include Bestway Rent To Own (6227 Blvd), Bestway Rent To Own (4501 North Tyron St.), Bestway Rent To Own (6325 Albemarle Rd.), Carolina Rent To Own (3204 N Sharon Amity Rd), Bestway Rent To Own (3301 Freedom Drive).

North Carolina regulates rent-to-own under North Carolina Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Charlotte will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Charlotte

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 14 stores in Charlotte.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

North Carolina law

What North Carolina law gives you before you sign

North Carolina regulates rent-to-own under North Carolina Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

North Carolina Rental-Purchase Agreement Act N.C. Gen. Stat. §§ 25A-43 to 25A-53
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, payment schedule, and early purchase option.
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

About rent-to-own in Charlotte

Charlotte's 14 rent-to-own stores serve one of the fastest-growing metros in the Southeast. The Queen City's mix of national chains and regional RTO retailers offers competitive pricing on furniture, appliances, and electronics. North Carolina's RTO statute requires clear disclosure of total cost and early purchase options, giving Charlotte shoppers strong consumer protections.

Nearby cities

Gastonia (4) Kannapolis (3) Concord (2) Monroe (2) Mooresville (2) Belmont (1) Greensboro (8) Fayetteville (7)
All rent-to-own stores in North Carolina

Categories in Charlotte

Furniture(14) Appliances(14) Electronics(14) Computers(14) Mattresses(14) Smartphones(7) Gaming(14) Tires & Wheels(3)

Counts are the stores in Charlotte carrying that category. A category no Charlotte store carries is not listed.

Renting to own in Charlotte, answered

There are 14 rent-to-own stores in Charlotte, NC, from 4 companies: Aaron's, Bestway Rent To Own, Carolina Rent To Own, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Charlotte do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Charlotte high humidity and summer heat contribute to accelerated tire aging, while occasional ice storms spike winter demand. Local RTO tire providers in Charlotte offer flexible payment options that help drivers maintain safe tires year-round without large upfront costs.
Rent-to-own stores in Charlotte offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.
Charlotte has a median household income of $62,817 and a poverty rate of 12.8%. RTO provides an accessible path to household essentials without credit checks. The banking capital of the Southeast with a mix of high-income and underserved neighborhoods driving diverse RTO demand makes RTO a practical option for many local residents.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Carolina requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
The Charlotte metro area (2.7 million residents) has banking capital of the Southeast with a mix of high-income and underserved neighborhoods driving diverse RTO demand. With humid subtropical with hot summers and mild winters, local RTO stores tailor their inventory to meet specific community needs across all product categories.
RTO total cost in Charlotte typically ranges from 1.5x to 2.5x the retail cash price, paid over 12-24 months. Under N.C. Gen. Stat. 25A-45 through 25A-52 (Rental-Purchase Agreement Act), North Carolina dealers must disclose the total cost upfront. Early purchase options can significantly reduce the total amount paid.
Charlotte experiences humid subtropical with hot summers and mild winters, which shapes local RTO demand. Living room furniture, appliances like washers and refrigerators, and electronics are consistently popular. The 43.5 inches of annual rainfall also drives demand for reliable transportation items including tires.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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