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Rent to Own Stores in Concord, North Carolina

3 stores across 7 categories

Concord, NC has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 3 rent-to-own stores in Concord

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Concord, NC

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Aaron's 4.2 82 reviews 40 Branchview Dr Ne (704) 788-2332 Visit Website
Rent-A-Center 3.4 62 reviews 884 Concord Pkwy N (704) 792-1050 Visit Website
Rent-A-Center 3.4 62 reviews 929 Concord Parkway South, Suite C (704) 792-1050 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Concord.

Johnny was the best made the experience nice and smooth, fast, and to the point! Got what I needed without a hassle and for an amazing price. Thanks Johnny!

Stefannie “Stef” Velesquez
Rent-A-Center

Purchased a refrigerator, the one I wanted wasn't in stock, but the manager Kim ordered it for me, and within 2 weeks she had it at the store . I've never had anything but great service here. And if I ever need anything else that I don't have the cash just to run out and buy,I wouldn't hesitate to use R.A.C again & especially this store.

Cynthia Crayton
Rent-A-Center

Johnny was the best made the experience nice and smooth, fast, and to the point! Got what I needed without a hassle and for an amazing price. Thanks Johnny!

Stefannie “Stef” Velesquez
Rent-A-Center

Had a great first experience here at this location with my initial encounter with ESRIN she greeted and assisted immediately, I probably wouldn’t have purchased there If it wasn’t for her above and beyond services. And prior to delivery I called in to confirm delivery time and LOUIS went out his way to give me an ETA to assure it fit my schedule. Something so simple but most appreciated from both employees I got a great customer service experience! I recommend this location based on those two encounters alone! Thanks again!

Mell Bodan
Aaron's

Great customer service, fast process to get you in and out and get furniture. Got stuff for my mother in law but if i ever need something I'll definitely try it out!

Bernard Joseph
Aaron's

Great prices, great customer service, great products!

Lynn Credible
Aaron's
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Concord will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Concord

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Concord.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in North Carolina: what the law gives you

North Carolina has a specific rent-to-own statute (North Carolina Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Concord

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in North Carolina

Rent-to-own in Concord, answered

Concord, NC has 3 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Concord do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Concord offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Carolina requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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