Last checked 1 month ago
Rent to Own Stores in Belmont, North Carolina
1 store across 7 categories
Belmont, NC has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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What customers are saying
Recent reviews from rent-to-own stores in Belmont.
Doug and Jose both go out of their way to make sure I'm a happy customer. I just wanted to thank you guys for everything you do. You guys deserve a raise. Excellent customer service, I love these guys!!!! I miss Nicole as well she was a great manager!!!! They always make sure their customers needs are taken care of!!!!
This is a whole new Rent -A-Center! I've been doing business with this location going on 3years and HATED this place.....now that it's under new owners and they have Mason as it's new face and person in charge...I love this place......I HAVE NEVER SEEN SUCH AMAZING CUSTOMER CARE LIKE MASON'S! this is someone that TRULY cares for his customers. I know this place has had a bad rep for sometime now but you MUST give them another shot... As long as Mason is there you will not regret it! I will follow Mason to ANY location he goings to! So give them another chance and go see Mason he'll take care of you!
I'm on disability & I have to use rent a center to buy things I need. As long as u do ur part & pay ur bill like u r supposed to, this is a good company. But.. if u have a hardship in life & can not make ur payment, call them & explain ur situation & they will try to work with u so u can keep what u r working to pay for. They r nice if u talk to them & explain ur hardship.. they really don't won't to come get their property that u r trying ur best to pay for! Thank u rent a center!
Belmont store is awesome. Big jim and his daughter and the crew he has. Been good to our family for years. So go to this store and get what you need. Just like family. Love these guys.
Belmont store is awesome. Big jim and his daughter and the crew he has. Been good to our family for years. So go to this store and get what you need. Just like family. Love these guys.
What to bring when visiting a rent-to-own store
Most stores in Belmont will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Belmont
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Belmont.
Compare stores side by side
Check the store listing above for ratings, products offered, and contact details before making your visit.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in North Carolina: what the law gives you
North Carolina has a specific rent-to-own statute (North Carolina Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
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VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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